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PayPal: Pay in 3 reviews

4.93
Based on 51,318 reviews, last reviewed 16th May 2026
2731800% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Making payments flexible is increasingly useful Making payments flexible is increasingly useful Reviewed on: 16th May 2026
Craig G's avatar
Craig G

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51318)

Excellent safety net during those months where your...

5
Excellent safety net during those months where your money salary is a bit stretched. Offered with so many retailers and rewarded with Paypal +. No interest whatsoever which is a bonus. Highly recommend Paypal including pay in 3. Reviewed on: 6th April 2026

Best way to spread payments and budget

5
Best way to spread payments and budget Reviewed on: 6th April 2026

I can always trust PayPal to do a good job.

5
I can always trust PayPal to do a good job., that is why I use them whenever pissible Reviewed on: 6th April 2026

Excellent support with compassion

5
I had a problem with my pay in 3 and contacted support, they were patient and kind and sorted it out very quickly. I am a stroke victim and find things difficult at times but the advisor was kind and took the time to make sure I understood. Reviewed on: 6th April 2026

almost impossible to contact when needed.

1
almost impossible to contact when needed. hard to get past their get rid of the customer so called artificial unintelligible chatbot rubbish, whis icon blocks view of the screen in bottom right also confusing oposite emails from paypal who dont seem to know what its doing. and you cant reply to emails. paypal like so many online companies have gone downhill as has the internet as a whole, monitised and like television is no longer worth bothering with, besides email ibe lost interest in browsers and apps are increasingly useless. very sad waste of what could have been useful. so paypal and its pay in 3 are finished for me. unfit for purpose Reviewed on: 6th April 2026

Great experience.

5
Great experience. Would recommend for sure. Reviewed on: 6th April 2026

Really easy to use

5
Paypal pay in 3 is really easy to use and makes it easier to pay for the new product you need ASAP (or want) but dont quite have the full amount for just yet by making 3 monthly payments. Reviewed on: 6th April 2026

Paypal is so simple to use!

5
Paypal is so simple to use! Pay in 3 option is brilliant. Easy to send money to family and friends too. Reviewed on: 6th April 2026

I use PayPal as a default payment method.

5
I use PayPal as a default payment method. I Al’s use pay in 3 and 4 months interest free regularly. I have used customer service and found it solvent issues quickly. Reviewed on: 6th April 2026

great easy and secure

5
so great to use paypal and not need to share all my card details and also saves so much time and any typos with my Address etc Reviewed on: 6th April 2026

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