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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101115 reviews)

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4.76

Based on 101,102 reviews, last reviewed 17th Jul 2026

458% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is a safety valve! I can always track my orders and payments very easily with PayPal, going back for years! The pay in three option can be really handy at times too and ... Read more Reviewed on: 17th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101115)

Some places i buy from done even send goods .

Some places i buy from done even send goods . Maybe tightening up on who you use might help with possible fraud ?? Reviewed on: 12th July 2026

Quick and affordable

It's made it easy to pay for items that have been needed but I haven't had the funds. Usually spreading the cost of my children's clothes as I have 2 the same age. Without PayPal pay in 3, I would have been able to afford the things I have. Reviewed on: 12th July 2026

Use it regularly to send move abroad - feel confide...

Use it regularly to send move abroad - feel confident in the process Reviewed on: 12th July 2026

Bought flight tickets on PayPal and was able to spee...

Bought flight tickets on PayPal and was able to speed the cost Reviewed on: 12th July 2026

PayPal rewards is amazing

PayPal rewards is amazing, when I use my PayPal account or PayPal debit card to shop I get points which are then converted to pounds for me to spend. Reviewed on: 12th July 2026

Excellent Service and Easy to Manage

I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of purchases when needed. Payments are easy to manage through the app, statements are clear, and I’ve found the service reliable and user-friendly. I’ve never had any issues making payments, and everything has run smoothly. It’s given me extra flexibility when shopping, and I wouldn’t hesitate to recommend PayPal Credit to anyone looking for a simple and convenient credit option. Reviewed on: 12th July 2026

Flexibility and Improved credit score!

It helps to give more flexibility with unexpected payments being able to spread across 3 months is brilliant with no interest. Also helps improve your credit score which is great Reviewed on: 12th July 2026

Very good customer service, the customer service tea...

Very good customer service, the customer service team are very helpful and calm. Reviewed on: 12th July 2026

Top notch PayPal

Easy & extremely secure payments with options to Pay in 3 installments & always willing & ready to fix any disputes quickly & correctly. Spectacular payment service Reviewed on: 12th July 2026

I have had a really good experience with the custome...

I have had a really good experience with the customer service every time I’ve needed help, and PayPal is quite easy to use to keep track of Pay in 3 payments, but the UI can be a little overwhelming and confusing, especially for first time users, because there are so many options of actions on the app of what you can do on your account. Reviewed on: 12th July 2026

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