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PayPal: Pay in 3 reviews

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4.93
Based on 51,501 reviews, last reviewed 17th May 2026
2748700% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent I had issues with a co... Customer service is excellent I had issues with a company and PayPal sorted the problem and refunded my account Reviewed on: 17th May 2026
Anthony B's avatar
Anthony B

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
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Ninny
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (51501)

PayPal customer service is excellent and all transac...

5
PayPal customer service is excellent and all transactions are easy to make and secure Reviewed on: 6th April 2026
Gill's avatar
Gill

Safe payment method

5
Always good and generally fair on most issues although have had some bad decisions Reviewed on: 6th April 2026
Steven h's avatar
Steven h

Very simple and trustworthy worthy platform

5
Very simple and trustworthy worthy platform Reviewed on: 6th April 2026
Tara 's avatar
Tara

Convenient way to spread costs

5
PayPal Pay in 3 is a convenient way to spread the cost of purchases into three interest-free payments, making it easier to manage your budget. It’s simple to use at checkout, offers quick approval, and doesn’t charge late fees or interest, which is a big plus. However, the option can suddenly disappear or be declined without a clear explanation. This can be frustrating, especially if you’ve used it reliably before. Overall, it’s a useful and flexible payment option for short-term spending, Customer service is good also. Reviewed on: 6th April 2026
Anonymous's avatar
Anonymous

Great save why to use your money.

5
Great save why to use your money. Reviewed on: 6th April 2026
janice tebbutt's avatar
janice tebbutt

Been using Paypal for many years

5
Been using Paypal for many years and so far have never had cause to regret it, I find it easy to conduct any finacial transactions and will continue to use them in the future Reviewed on: 6th April 2026
Alan L's avatar
Alan L

I love using PayPal pay in 3 installments option.

5
I love using PayPal pay in 3 installments option. Its interest free and just breaks the cost of an item into 3 easy to manage chunks! Reviewed on: 6th April 2026
Jo's avatar
Jo

PayPal pay in 3 is quick and easy to use, especially...

5
PayPal pay in 3 is quick and easy to use, especially for eBay purchases. Reviewed on: 6th April 2026
Jonathan P's avatar
Jonathan P

I use Paypal more lots of money-focused movement.

5
Paypal has made it easier to not only buy from linked shops on websites/apps, but also send money to individuals. Sending or requesting money with those you trust. The Pay-in-3 is also helpful to spread the cost, as long as you keep an eye on how you use the tool. This helped with filing cabinets, pricy one-off purchases etc. And it's a wide-spread/used process. Reviewed on: 6th April 2026
Chaz's avatar
Chaz

I've had a PayPal account since 2013, it's always be...

5
I've had a PayPal account since 2013, it's always been easier with them. Reviewed on: 6th April 2026
Jordan M's avatar
Jordan M

Review PayPal: Pay in 3 now

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