Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 50,918 reviews, last reviewed 15th May 2026
2693700% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy experience. Nice and easy experience. Simple instructions. Works well. Reviewed on: 15th May 2026
Jon L's avatar
Jon L

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (50918)

Always there when needed, so can’t fault it an I can...

5
Always there when needed, so can’t fault it an I can’t comment on customer service as I’ve never used it but as for just usage alone I find it excellent. Reviewed on: 6th April 2026
Richard D's avatar
Richard D

Nice and easy. - highly recommend

5
Nice and easy. No complaints. Would recommend. Have had no problems using the service so far! Great way to manage the finances. One of my preferred finance options when available! Reviewed on: 6th April 2026
Jesse D's avatar
Jesse D

It has made things more affordable for me.

5
It has made things more affordable for me. Some items or services would be not be within my budget if I hadn't been able to pay in 3. Its a brilliant idea Reviewed on: 6th April 2026
Jane p's avatar
Jane p

I’ve used PayPal: Pay in 3 for years.

5
I’ve used PayPal: Pay in 3 for years. It’s super convenient, secure, and practical. It’s a great way to manage my finances and spread costs. Reviewed on: 6th April 2026
Benedict I's avatar
Benedict I

Very easy and quick to apply.

5
Very easy and quick to apply. Perfect to manage my money. Simple rules. Reviewed on: 6th April 2026
Jackq's avatar
Jackq

It’s always available and easy to use.

5
It’s always available and easy to use. Reviewed on: 6th April 2026
Pragna Modha's avatar
Pragna Modha

Very easy to use.

5
Very easy to use. Give option how to pay Reviewed on: 6th April 2026
Jona's avatar
Jona

PayPal is always here to help you and your friends o...

5
PayPal is always here to help you and your friends or family to spend your money wisely. With credit option you are able to purchase whatever you want and pay over months. If you want to move funds to your friends or family member it doesn’t matter where they are, PayPal makes everything possible for you. Reviewed on: 6th April 2026
Milad A's avatar
Milad A

Great service

5
Smooth, no issues. Very simple to do Reviewed on: 6th April 2026
Devra A's avatar
Devra A

Always peace of mind when using paypal.

5
Always peace of mind when using paypal. Ha ve actually not bought if its not available. Reviewed on: 6th April 2026
Cal T's avatar
Cal T

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill