Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,392 reviews, last reviewed 13th May 2026
2644400% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So Happy for Pay in 3 I have been using PayPal and Instagram for years and I am so happy with the service and whenever something is wrong or I get a refund, they sort it ou... Read more Reviewed on: 13th May 2026
Anita B's avatar
Anita B

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50392)

Always been simple and easy to understand the requir...

5
Always been simple and easy to understand the requirements and easy to apply. Reviewed on: 6th April 2026

PayPal pay in 3 has been an absolute lifesaver for me.

5
PayPal pay in 3 has been an absolute lifesaver for me. It’s really helpful and easy to get by. I’d recommend it over and again. I remember not feeling great at some point and needed to make an important purchase but scared of down payment because I’d be low on cash. When it got to checkout and I saw the option of Pay in 3, I was so excited because the anxiety dropped to a great level a d I had that option of breaking the cost down and paying at my convenience. Reviewed on: 6th April 2026

Easy to setup and helps with spreading costs

5
Easy to setup and helps with spreading costs Reviewed on: 6th April 2026

I have used PayPal for over 10 years!

5
I have used PayPal since I turned 18 and I have never had any problems with It. I love that PayPal only gives the retailer your email address when making a purchase, as it adds that extra layer of protection without giving too much of your personal information away Reviewed on: 6th April 2026

Easy to set up.

5
Easy to set up. 0% and just in general a brilliant service. Reviewed on: 6th April 2026

PayPal pay in 3 helps me out at Christmas I really l...

5
PayPal pay in 3 helps me out at Christmas I really like it Reviewed on: 6th April 2026

Easy to set up and use.

5
Easy to set up and use. Allows for good flexibility, handy for spreading payment for an urgent item Reviewed on: 6th April 2026

PayPal is so smart, unbeaten and secure.

5
PayPal works so well and is so secure. Reviewed on: 6th April 2026

Pay in 3

5
Pay in 3 works beautifully which it was available with more retailers Reviewed on: 6th April 2026

PayPal is a very good platform to use for transferri...

5
PayPal is a very good platform to use for transferring and spending money Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review