Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,424 reviews, last reviewed 13th May 2026
2647300% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick, easy, accessiable - takes the sstress away! quick, easy, accessiable - takes the sstress away! Reviewed on: 13th May 2026
Agnieszka S's avatar
Agnieszka S

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50424)

fast efficient and flexible...

5
Paypal pay in three is a fast efficient and flexible way to borrow money interest free Reviewed on: 6th April 2026

PayPal is simply the best.

5
PayPal is simply the best. Their pay in 3 option has helped me so much when there are so many birthdays in my family and not to mention Christmas. Never had any issues and will continue to recommend to everyone. Reviewed on: 6th April 2026

Tripstacy

5
Tripstacyyou don't have to like piker but you definitely can't be letting your brain turn to go about him. impossible to ignore that the fever pitches are always on the heels of him talking about Cuba or Palestine. Reviewed on: 6th April 2026

This is a good option to spread cost

5
This is a good option to use to be able to spread the costs of purchase you make Reviewed on: 6th April 2026

Excellent service

5
Always easy to use. Keeps you up to date with any transactions paid and pending. Very helpful if there’s an issue. Reviewed on: 6th April 2026

Happy customer

5
Very convenient for online payments and send money worldwide. I like pay in 3 and 0% interest in 4 months. Reviewed on: 6th April 2026

Easy to use app, no cost to services provided.

5
Easy to use app, no cost to services provided. I always use PayPal pay in 3 as well as pay in 4 interest free. Reviewed on: 6th April 2026

Was super easy to use, I was kept informed when paym...

5
Was super easy to use, I was kept informed when payments were completed, however, I’m not sure I got a reminder just before payment due but I could be wrong, if not that would be an excellent addition. Reviewed on: 6th April 2026

Paypal pay in 3

5
PayPal is super easy to use and pay in 3 makes buying those items want more affordable as the payments are over 3 months Reviewed on: 6th April 2026

Paypal are my go to evety time i buy snything

5
Paypal are my go to evety time i buy snything Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 106331 reviews
    PayPal
    View all products