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PayPal: Pay in 3 reviews

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4.93
Based on 49,991 reviews, last reviewed 13th May 2026
2607400% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, Smart and Quick. Extremely easy to use and keep track of your spending. Reviewed on: 13th May 2026
Liz T's avatar
Liz T

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49991)

PayPal Services Review

4
I’ve always found it very convenient to use PayPal as a mode of payment. There is ease of use as it is simple and straightforward. In recent times also, PayPal has done well to introduce some options to finance payments. However, I find the latest version of the phone app’s user interface to be quite cluttered, and would prefer a more organised display of services. Reviewed on: 10th July 2025
Harold P's avatar
Harold P

Excellent value for money

5
Easy to use and understand. Helps spread the cost of goods in simple steps. Repayments can be done by Direct Debit. Excellent value for money. Reviewed on: 9th July 2025
Eme O's avatar
Eme O

It's a great feature and I've made good use out of it.

5
It's a great feature and I've made good use out of it. It has allowed me to fix my car and spread the costs out over 3 months instead of all at once, leaving me with more cash flow. Reviewed on: 8th July 2025
Matthew's avatar
Matthew

Budget easy

5
Easy to use and useful when you want to budget Reviewed on: 8th July 2025
JC's avatar
JC

its good pay in 3 is free for 4 months and easy to use

5
its good pay in 3 is free for 4 months and easy to use. Reviewed on: 8th July 2025
Shaiq Shabbir's avatar
Shaiq Shabbir

Pay in 3 helps when I need it.

5
Love using Pay in 3 when I need to stretch my money a bit further. Always helps when I need it. Reviewed on: 7th July 2025
Katie 's avatar
Katie

It’s help spread the cost at special times of the ye...

5
It’s help spread the cost at special times of the year . Affordable payments over 3 months is great for me . Reviewed on: 7th July 2025
Denise's avatar
Denise

Full-time worker 2ith a small budget

5
As someone who works full time but has a tight budget, PayPal pay in 3 had really helped massively with being able to afford to live. Juggling bills while paying in 3 for purchases has made my finances more manageable. I really enjoy using PayPal pay in 3. Previously I had to save enough before making a purchase, PayPal pay in 3 has made it possible to have the items whilst paying off for them. Reviewed on: 7th July 2025
Nicole 's avatar
Nicole

Great way to pay online in installments

4
It's so great that I can split my payment into three installments, it makes online purchases more affordable. It's easy and straightforward. However, it would be even better if I could do it for any amount (currently there is a required minimum spend of £30). Reviewed on: 7th July 2025
NicoleG's avatar
NicoleG

incredible PayPal Experience

5
Tip Top Service , never had a problem in15years , any issues quickly resolved, I cant rate PayPal enough , for service and security , and thats all I can say . Well done PayPal !! Reviewed on: 6th July 2025
Mark T's avatar
Mark T

Review PayPal: Pay in 3 now

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