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PayPal: Pay in 3 reviews

4.93
Based on 49,999 reviews, last reviewed 13th May 2026
2608200% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
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Latest highest rating:

5

Needed to purchase PayPal helped Needed to purchase an item but did not have the funds to hand. PayPal helped Reviewed on: 13th May 2026
Rob's avatar
Rob

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49999)

Easy to use and helps me spread out my payments.

5
Easy to use and helps me spread out my payments. Convenient across platforms. Reviewed on: 6th April 2026

Never had an issue with PayPal, it always does what...

5
Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Great service

5
I never had problem with PayPal,always easy and quick service Reviewed on: 22nd August 2025

Making someone very happy

5
With pay in 3 I got my daughter a present she loves thanks Reviewed on: 18th August 2025

PayPal Review

5
Very helpful options for spreading payment and good customer service. Reviewed on: 15th August 2025

I buy things before they run out

5
It makes it easier for me to buy things that I need while they are still available. In the past, I had often missed out due to not having the funds necessary to make a purchase. I only get paid once a month, and by the time my next pay cheque came around, the item had often sold out. It's better than using my credit card because there's no interest or late fees, only the amount that the item actually costs. Reviewed on: 6th August 2025

Excellent and highly recommended

5
Excellent and highly recommended Reviewed on: 27th July 2025

Being a Pensioner I find it very helpful buying an i...

5
Being a Pensioner I find it very helpful buying an item and paying over 3 months. I have purchased quiet a few items by this method. I do not over spend. I wait for the 3 monthly payments to be settled before purchasing another item. It helps me to keep in control of my finances, without overspending. Reviewed on: 27th July 2025

Pleased with everything

5
It has helped me to have my material needs met, without getting in to debt. Reviewed on: 25th July 2025

Have used PayPal three payments twice and both times...

5
Have used PayPal three payments twice and both times have been smooth and well managed and no interest Reviewed on: 21st July 2025

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