Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,984 reviews, last reviewed 13th May 2026
2606800% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Superb service from start to finish. Superb service from start to finish. Reviewed on: 13th May 2026
Sundeep Kaur 's avatar
Sundeep Kaur

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49984)

Been using Pay-pal for more than 25 years.

5
Been using Pay-pal for more than 25 years. Found them to be Reliable and good to use. Reviewed on: 2nd July 2025
Dennis R's avatar
Dennis R

A much more affordable way of shopping.

5
Pay in 3 is absolutely fantastic. It’s much easier to find the money for a monthly payment rather than paying in full for an item. It enables me to buy more expensive items rather than cheaper items that I can afford by paying in 3. Thankyou PayPal Reviewed on: 2nd July 2025
Jane M's avatar
Jane M

It's a great way to make big purchases more accessible

5
It's a great way to make big purchases more accessible, thanks to the paying 3 months service Reviewed on: 2nd July 2025
Luca F's avatar
Luca F

Pay in 3 makes life easier

5
Makes buying that last minute present or emergency purchase so much more comfortable and convenient without the hassle and stress of where to find the money all at once. Reviewed on: 2nd July 2025
James B's avatar
James B

Good to keep your money in YOUR pocket longer with p...

5
Good to keep your money in YOUR pocket longer with pay in 3 Reviewed on: 2nd July 2025
Nat 's avatar
Nat

Had no issues very simple and easy

5
Had no issues very simple and easy Reviewed on: 1st July 2025
Sajda's avatar
Sajda

Trustworthy and reliable service.

5
Trustworthy and reliable service. Never let me down. Always kept informed of payment status. Reviewed on: 1st July 2025
Eddie S's avatar
Eddie S

Brilliant service!

5
I’ve used PayPal for years now and never had any issues. The pay in 3 is great for the more expensive things needed and transferring money is always so easy ..it’s great! Reviewed on: 1st July 2025
Lisa Flynn's avatar
Lisa Flynn

Quick, easy , efficient

5
Have used for various purchases and it has always been easy to set up and does what it promises. Payments are regular and reasonable amounts as divided in three equally. Quick, easy and efficient Reviewed on: 1st July 2025
Bernice F's avatar
Bernice F

I have used 3 payment method several times on high c...

5
I have used 3 payment method several times on high cost items making them affordable .payments are regular and well informed when taking place Reviewed on: 1st July 2025
derek c's avatar
derek c

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill