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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101127 reviews)

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4.76

Based on 101,126 reviews, last reviewed 18th Jul 2026

417% increase in 5 star reviews

in the past 90 days

413% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to apply for pay in 3 installments, immediate a... Easy to apply for pay in 3 installments, immediate answer, great for flexibility Reviewed on: 18th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101127)

A game changer

It’s afforded me the luxury of being able to access things I wouldn’t normally be able to, which has funded memories and experiences between friends and family for a lifetime! Reviewed on: 11th July 2026

It just works.

It just works. Is straight forward and easy to use. Reviewed on: 11th July 2026

On spot every time and helpful in terms of everythin...

On spot every time and helpful in terms of everything, including splitting a big bill in 3 at no extra costs. It helps Reviewed on: 11th July 2026

Safe payment

I always feel more safe when I pay with PayPal on online payment Reviewed on: 11th July 2026

Pay in 3 save is amazing!

Pay in 3 is a great way to spread expensive costs without worrying about paying interest and being short on emergency cash. I use it for everything ranging from gifts to days out. Reviewed on: 11th July 2026

Fantastic Service - wonderful customer service/support

Fantastic Service - wonderful customer service/support Reviewed on: 11th July 2026

PayPal has always been beneficial to me, no matter t...

PayPal has always been beneficial to me, no matter the circumstances or the challenge that the application has suffered. They’ve provided everything properly, making me feel seen as a user with their policies and many offers. Their pay in a month scheme works so well for me. Genuine life saver. Reviewed on: 11th July 2026

I find using PayPal a convenient and reliable method...

I find using PayPal a convenient and reliable method for making payments and money transfer online Reviewed on: 11th July 2026

Great that it could be paid by paypal balance as...

Great that it could be paid by paypal balance as well Reviewed on: 11th July 2026

Financial security

Pay in 3 was always something I avoided, but now it is available from a trusted authority like PayPal, I have now used it for a couple of purchases spreading the cost and freeing up finances for other means Reviewed on: 11th July 2026

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