Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,293 reviews, last reviewed 11th May 2026
2541700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The pay in 3 service has been very easy to use and h... The pay in 3 service has been very easy to use and had no problems with it. Reviewed on: 11th May 2026
Adelle Coulson's avatar
Adelle Coulson

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49293)

Easy to apply and get pay

5
Easy to apply and get pay in 3 etc Reviewed on: 27th June 2025
Nik S's avatar
Nik S

The good thing about Pay In 3 is that you can spread...

5
The good thing about Pay In 3 is that you can spread your payments over 3 months which is quite handy. I've done it many times and most of all you don't get charged interest. Reviewed on: 27th June 2025
Christopher Wright's avatar
Christopher Wright

Easy to use

5
Easy to use and interest free when you pay in 3 months is very reasonsble Reviewed on: 27th June 2025
Emily L's avatar
Emily L

Makes thing easier

5
Make things easier to manage and also give peace of mind. Reviewed on: 27th June 2025
steaknkid's avatar
steaknkid

PayPal gives peace of mind when making purchases and...

5
PayPal gives peace of mind when making purchases and the pay in 3 option enables me to get what I need without over stretching my finances Reviewed on: 27th June 2025
Andrea T's avatar
Andrea T

Straight forwards, quick and easy to set up - very h...

5
Straight forwards, quick and easy to set up - very happy with the service Reviewed on: 27th June 2025
Richard S's avatar
Richard S

I love PayPal and 3 months to pay its the only way I...

5
I love PayPal and 3 months to pay its the only way I can do it. Reviewed on: 27th June 2025
William 's avatar
William

Brilliant company.

5
Brilliant company. Have used a few times. Reviewed on: 27th June 2025
Roger 's avatar
Roger

Pay pal is an excellent service .

5
Pay pal is an excellent service ,it’s easy to use and used everywhere to purchase things . It’s safe and secure to. Reviewed on: 27th June 2025
Miss D's avatar
Miss D

Pay in 3 has made an old mans life so much easier.

5
Pay in 3 has made an old mans life so much easier. Can't spend £300 today? Spend £100 today £100 next month and finish payment a month later. Used wisely it's a godsend for me!!! Reviewed on: 27th June 2025
Stephen L's avatar
Stephen L

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill