Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,263 reviews, last reviewed 11th May 2026
2538700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal in my corner What’s to tell? PayPal has consistently been my option to pay for things online and I have not had any problems whatsoever in the many years I have us... Read more Reviewed on: 11th May 2026
Derek S's avatar
Derek S

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49263)

Affordable way to purchase anything you need.

5
Affordable way to purchase anything you need. Reviewed on: 27th June 2025
Arkadiusz N's avatar
Arkadiusz N

Smartphone with PayPal pay in 3 .

5
I had a phone with PayPal pay in 3 . It’s easily to pay in 3 than full price . Very helpfully. Thank You for that. Reviewed on: 27th June 2025
Tomasz B's avatar
Tomasz B

PayPal’s very handy, used it any time I could as ver...

4
PayPal’s very handy, used it any time I could as very competitive Reviewed on: 27th June 2025
Ses S's avatar
Ses S

Brilliant App and offers great flexibility to consum...

5
Brilliant app and offers great flexibility to everything! Always there to help consumers when needed. You can use PayPal when booking flights, holidays, any purchases, and many more. But what is additionally important, you have to make sure to pay as scheduled because this may impact your credit rating. Reviewed on: 27th June 2025
May's avatar
May

PayPal pay in three is amazing

5
PayPal have made it so much easier since we moved house and had to buy some big items, breaking the cost down to three easy payments meant I could achieve something now not later. Reviewed on: 27th June 2025
Debbie Unsworth's avatar
Debbie Unsworth

Simple and Convenient

5
I have used Pay in 3 a few times and find it a simple and convenient way to spread the cost of some larger items without paying ridiculous interest rates. Reviewed on: 27th June 2025
Peter J's avatar
Peter J

Pay in three is great for more expensive purchases.

5
Pay in three is great for more expensive purchases. No interest and easy to do. I've been using PayPal for many years and never had any issues. If product doesn't arrive, which rarely happens, they will refund you. Reviewed on: 27th June 2025
G H's avatar
G H

PayPal is very useful for paying for items and it al...

5
PayPal is very useful for paying for items and it also offers you a choice to pay in three, which is very handy when short of money. Reviewed on: 27th June 2025
Julie 's avatar
Julie

I used the service for hotel bookings and to spread...

5
I used the service for hotel bookings and to spread the cost of a jewelry purchase Reviewed on: 27th June 2025
Aaron Thorne's avatar
Aaron Thorne

Easy to use & good service.

5
Easy to use & good service. But disappointed that there is a minimum of characters needed to fill this box. Reviewed on: 27th June 2025
Carl R's avatar
Carl R

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill