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PayPal: Pay in 3 reviews

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4.93
Based on 49,237 reviews, last reviewed 11th May 2026
2536200% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy purchases Quick and easy to use. Pay in 3 is so convenient. Have yet to encounter a problem Reviewed on: 11th May 2026
P Bevan 's avatar
P Bevan

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49237)

Slow admin on credit report mistakes

5
Everything is excellent except when I cleared a balance but missed a 5 pound payment, was told it would be removed from my credit file but never was Reviewed on: 27th June 2025
Andrew t's avatar
Andrew t

Larger purchase.

5
This was a chance to make a slightly larger purchase over a short term with no interest. I am very happy that this is available and is so easy to use. Reviewed on: 27th June 2025
Tom H's avatar
Tom H

PayPal convenience.

5
I've used PayPal for years now & pay in 3 a few times it's convenient saves time & money I don't know how I'd do without it. Reviewed on: 27th June 2025
Carl O's avatar
Carl O

Always happy to pay via PayPal.

5
Always happy to pay via PayPal. Convenient way of.paying feel protected, don't have to give my bank details over, which is good. And love that it splits the payments, great way to purchase items. Fantastic. Reviewed on: 27th June 2025
Michelle 's avatar
Michelle

PayPal for tool buying

5
I use PayPal to buy tools with and spread the cost using the 0% interest rate Reviewed on: 27th June 2025
Jamie h's avatar
Jamie h

I have used the service and it was second to...

5
I have used the service and it was second to none Reviewed on: 27th June 2025
Martin H's avatar
Martin H

I feel safe using PayPal

5
I feel safe using PayPal, I have only had problems a couple of times with online vendors but PayPal always manages to sort it out & get my money back! Reviewed on: 27th June 2025
Louise's avatar
Louise

It’s very flexible and helps me with unexpected cost...

5
It’s very flexible and helps me with unexpected costs by splitting them into 3 payments: very easy to manage and understand Reviewed on: 27th June 2025
Shar's avatar
Shar

Great service, never had an issue

5
Great service, never had an issue Reviewed on: 27th June 2025
Lauren C's avatar
Lauren C

Very easy to use and convenient i think the staggere...

5
Very easy to use and convenient i think the staggered payments are an excellent idea Reviewed on: 27th June 2025
Mark Simms's avatar
Mark Simms

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