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PayPal: Pay in 3 reviews

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4.93
Based on 49,198 reviews, last reviewed 11th May 2026
2532300% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Allows me to buy bigger purchases without eating int... Allows me to buy bigger purchases without eating into my savings, having no interest is very good especially in today’s market. Reviewed on: 11th May 2026
Daniel D's avatar
Daniel D

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49198)

Pay in 3 really simple to setup and pay over 3 months!

5
Pay in 3 really simple to setup and pay over 3 months! Reviewed on: 27th June 2025
phil's avatar
phil

I love the convenience and security with added flexi...

5
I love the convenience and security with added flexibility- from such a trusted provider - PayPal are always at the forefront Reviewed on: 27th June 2025
Sarah S's avatar
Sarah S

Good all round experience just right for the more ex...

5
Good all round experience just right for the more expensive purchases Reviewed on: 27th June 2025
Alan S's avatar
Alan S

I use PayPal frequently and find it so convenient an...

5
I use PayPal frequently and find it so convenient and the pay in 3 is so useful. Reviewed on: 27th June 2025
SARA C's avatar
SARA C

PayPal is very safe and secured for me.

5
PayPal is very safe and secured for me. PayPal gives me peace of mind Reviewed on: 27th June 2025
Henry 's avatar
Henry

Positive experience, PayPal has provided me with a f...

5
Positive experience, PayPal has provided me with a flexible payment method, with the possibility to cancel the debt at any time within 3 months. Reviewed on: 27th June 2025
Daniel P's avatar
Daniel P

Spread the cost

5
The pay in three option and the 4 month interest free on purchases over £99 are great. Spread the cost on purchases that are needed quickly over 3 payments is great. Prefer that to the 4 month option as that can lead to interest on payments if you don’t pay it off in that time Reviewed on: 27th June 2025
Mark J's avatar
Mark J

An excellent service.

5
Quick and easy to use. Professional but friendly and helpful. Reviewed on: 27th June 2025
Roy V's avatar
Roy V

Never had any issues at all, customer service is exc...

5
Never had any issues at all, customer service is excellent evn when l was dealing with a scam problem l had talked me all the way through the proceed to get my money returned Reviewed on: 27th June 2025
Michael P's avatar
Michael P

easy no quibble small loan very convenient .

5
easy no quibble small loan very convenient . Reviewed on: 27th June 2025
David Smith's avatar
David Smith

Review PayPal: Pay in 3 now

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