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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49164 reviews)

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4.93

Based on 49,164 reviews, last reviewed 11th May 2026

2529000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Paypal the only way the smart way I love paypal it's quick and easy payments very convenient so easy to do online wouldn't use anyone else helps me to get through life everyday if it's... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49164)

Some interactions are frustrating as it’s an automat...

Some interactions are frustrating as it’s an automated service but most of the time it works Reviewed on: 27th June 2025

A really safe way to buy.

A really safe way to buy any item. Makes buying essential items so much easier and has been such a great help. Reviewed on: 27th June 2025

simple way to manage cashflow

simple way to manage cashflow without affecting credit score. Reviewed on: 27th June 2025

Smooth, easy, reliable.

Generally so easy as to be quite unremarkable - but I really mean that as a complement. I always know what I owe, when it's due and it's as simple as that. It's just a great way of spreading a payment to take a bit of strain off monthly outgoings. Reviewed on: 27th June 2025

Great flexible option

My experience has been great and seamless. Straightforward and easy Reviewed on: 27th June 2025

PayPal is so easy to use and I consider it acting as...

PayPal is so easy to use and I consider it acting as a guarantee against fraudulent sellers by using PayPal as opposed to paying direct on debit card Reviewed on: 27th June 2025

Easy to use and a good way to budget

Easy to use and a good way to budget Reviewed on: 27th June 2025

Easy to understand and keep track of.

Easy to understand and keep track of. Reviewed on: 27th June 2025

Payment in 3

Easy to use no hassle payment dates to suite Reviewed on: 27th June 2025

Always shop with confidence

Always shop with confidence safe in the knowledge my payments & goods are protected. Reviewed on: 27th June 2025

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