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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49138 reviews)

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4.93

Based on 49,138 reviews, last reviewed 11th May 2026

2526500% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Been using PayPal for years! Been using PayPal for years! Never had any problems and I feel safer using PayPal to pay. Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49138)

It's my first choice of payment method .

It's my first choice of payment method . Reviewed on: 27th June 2025

Have done multiple purchases using pay in 3

Have done multiple purchases using pay in 3 Reviewed on: 27th June 2025

Very easy, very convenient.

Very easy, very convenient. Always time to pay for your purchase. Reviewed on: 27th June 2025

Easy to set up and monitor.

Easy to set up and monitor. A great way of spreading the cost into manageable chunks. PayPal keeps track and notifies when a payment will be taken. Reviewed on: 27th June 2025

A little extra protection

I have been with Paypal for many years and have had great experience with it. The sense of extra layer security is great since I dislike storing my card details on various websites. The exchange rating is competitive also which is a bonus Reviewed on: 27th June 2025

Using the Pay in 3 offer has saved me on a few occas...

Using the Pay in 3 offer has saved me on a few occasions. I especially love how easy and fast it is to use! Reviewed on: 27th June 2025

I use pay in 3 quite a lot gets me what I want and I...

I use pay in 3 quite a lot gets me what I want and I pay over 3 months no interest haven’t used credit card in ages so helps with that too, if I see a bargain I know I can spread the payments Reviewed on: 27th June 2025

Pay in 3

They offer pay in 3 but then turn you down so you have to take the more expensive option Reviewed on: 27th June 2025

I have never had an issue, easy to use and...

I have never had an issue, easy to use and navigate Reviewed on: 27th June 2025

Bad things come in 3s so pay in 3

It's easy and convenient credit that allows you to spread the payments for emergency spends like a replacing a broken washer or fridge which I what I've used it for recently. The flexibility to spread the payments over 3 months makes it easier and PayPal's service is impeccable. Quick decisions and very easy to use. It allows you pay off early as well. Reviewed on: 27th June 2025

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