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PayPal: Pay in 3 reviews

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4.93
Based on 49,120 reviews, last reviewed 11th May 2026
2524800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using pay in 3 for months and it makes bud... I've been using pay in 3 for months and it makes budgeting so much easier and simple things so much more affordable. It has been especially helpful wh... Read more Reviewed on: 11th May 2026
katie wyeth's avatar
katie wyeth

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49120)

Spread your payments

5
I use PayPal 3 payments all the time, much easier to spread your payments Reviewed on: 27th June 2025
David Wallace 's avatar
David Wallace

Spread the cost.

5
Very easy to use and is great if you need to spread the cost for a couple of months. Reviewed on: 27th June 2025
David N's avatar
David N

Highly recommend PayPal and their Pay in 3.

5
I've been a PayPal user for years and their Pay in 3 is excellent. If you have the app, you can check upcoming payments and history. Before they take a payment they send a reminder so you can make sure you have the money in your account. Overall excellent. I highly recommend Reviewed on: 27th June 2025
Million 's avatar
Million

I have used PayPal pay in three for over five years.

5
I have used PayPal pay in three for over five years. I cannot recommend this enough as it has allowed me to boost my credit score as well as allow me to buy products at higher prices and pay them off overtime. Any problems I’ve encountered such as I requested a refund for a product in the past and the money was back in my account within the hour. Great quality of service as well as a great asset for anyone wanting to boost their credit score. Reviewed on: 27th June 2025
Adam S's avatar
Adam S

Easy to use on a tight budget

5
Nice and easy to use great when the budget is tight Reviewed on: 27th June 2025
Robert a's avatar
Robert a

Always straightforward never any issues

5
Always straightforward never any issues Reviewed on: 27th June 2025
Joanna W's avatar
Joanna W

A fast easy and secure service - provides you with r...

5
A fast easy and secure service - provides you with real confidence and reassurance when making purchase online the additional service of pay I 3 allows you to budget carefully for things providing that extra flexibility and security Reviewed on: 27th June 2025
Gareth's avatar
Gareth

PayPal makes life really easy when purchasing items,...

5
PayPal makes life really easy when purchasing items, or will dealing with issues with companies. I always feel assured my money is safe when I make payments with PayPal as I know they have my back Reviewed on: 27th June 2025
Stacia Traille's avatar
Stacia Traille

Not so bad.

4
Not so bad. At least I can manage to get some expensive items and spread the cost. Great Reviewed on: 27th June 2025
Mulla M's avatar
Mulla M

Excellent service

5
I been using Paypal for last 6 years and am very happy with the service Reviewed on: 27th June 2025
Alfred K's avatar
Alfred K

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