Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,082 reviews, last reviewed 11th May 2026
2521200% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel that PayPal keeps my money safe. I feel that PayPal keeps my money safe. Payment transfers are easy and secure. Reviewed on: 11th May 2026
Michael Deakin's avatar
Michael Deakin

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49082)

Quick and easy, safe and secure.

5
Quick and easy, safe and secure. Always feel comforted when PayPal is shown as an option when purchasing online. The Pay in 3 option is then an added bonus. Would always choose PayPal and highly recommend others to do the same. Reviewed on: 27th June 2025

Professional delivery and service.

5
Professional delivery and service. Recommend. I am very satisfied Reviewed on: 27th June 2025

PayPal in 3 is perfect for larger purchases.

5
PayPal in 3 is absolutely ideal for making those larger purchases which become easily manageable when the payment is split into 3. They also remind you in plenty of time when your payment is going to be taken from your bank. Reviewed on: 27th June 2025

Never had any issues , good service

5
Never had any issues , good service Reviewed on: 27th June 2025

I always find Paypal trustworthy and reliable.

5
I always find Paypal trustworthy and reliable. Customer service is great too very fast! Reviewed on: 27th June 2025

So easy to use and app is super friendly

5
So easy to use and app is super friendly Reviewed on: 27th June 2025

Simply Better for Cashflow

5
This service allows me to budget more carefully and keep better track of my spending. Reviewed on: 27th June 2025

Very good way to spread your payment

5
Very good way to spread your payment Reviewed on: 27th June 2025

Effortless way to get 3 months interest free credit

5
Effortless way to get 3 months interest free credit Reviewed on: 27th June 2025

pause payments

4
there should be a feature to pause payment or set back payments as if you are returning an item you bought on PayPal 3 you could do this like clearpay do and then your not waiting for a full refund of goods you have returned Reviewed on: 27th June 2025

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review