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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49082 reviews)

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4.93

Based on 49,082 reviews, last reviewed 11th May 2026

2521200% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I feel that PayPal keeps my money safe. I feel that PayPal keeps my money safe. Payment transfers are easy and secure. Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49082)

I have never had any problems with purchases from an...

I have never had any problems with purchases from and through PayPal Reviewed on: 27th June 2025

Great service

Very quick and efficient service Reviewed on: 27th June 2025

Helpful with purchasing and repayments are fair with...

Helpful with purchasing and repayments are fair without any additional costs Reviewed on: 27th June 2025

Pay in Three is so simple and cost effective.

Pay in Three is so simple and cost effective. It has allowed me to spread the cost of big purchases without having to pay back ridiculously high interest rates. It's by far the best credit I've ever used. Reviewed on: 27th June 2025

I always Trust Paypal Pay in 3

I always Trust Paypal Pay in 3 and choose it whenever possible. I would rather choose that option over any direct pay now as I utilise my credit rating which will improve my score over time. Reviewed on: 27th June 2025

Really glad it is available

I find paying in 3 really useful and I am really glad that feature is available. I've never ran into any issues. Reviewed on: 27th June 2025

Easy to use

Easy to use. Would choose it above any thing else Reviewed on: 27th June 2025

PayPal’s Pain in 3 is an absolute godsend.

PayPal’s Pain in 3 is an absolute godsend. Sometimes if you’ve had to put out a lot of your money on household bills/shopping during the month using Pay in 3 and being able to split your payments over 3 months allows you to spread that cost over a more manageable amount especially if your struggling in this climate where everything is so dear, being able to spread the cost of things like clothing, presents and other items you need is amazing. I have never had any problems with PayPal everything is run very smoothly and the app is clear and easy to use. PayPal also has a security check to confirm it is actually you using the app. I would recommend Pay in 3 to everyone. Reviewed on: 27th June 2025

Convenient split up of expenditure

I have used PayPal:Pay in 3 to pay for airline tickets and other expenditures very conveniently as it has allowed me to spilt up the expense without any interest payments. In these days of cost of living crisis, this has been extremely helpful! Reviewed on: 27th June 2025

Over all good experience.

There are good option to pay like 3 installments. Over all good experience. Reviewed on: 27th June 2025

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