Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,075 reviews, last reviewed 11th May 2026
2520500% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to navigate and can make payments early too Always very easy to use payments always come out on time, it’s nice to be able to view history or when payments are due out it’s also brilliant that I... Read more Reviewed on: 11th May 2026
shelley browning 's avatar
shelley browning

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49075)

PayPal is easy to use

5
I like the convenience and ease to make international transfers on PayPal. Having the ability to pay in 3 is also very good. Reviewed on: 27th June 2025

excellent

5
I feel safe in purchasing online and paying through Paypal. I also love the pay in 3 as it helps with my limited budget Reviewed on: 27th June 2025

An easy and convenient way to pay.

5
No fuss, just a reliable payment platform. Reviewed on: 27th June 2025

The helpful one

5
So helpful for the bigger things in life. You can spread the cost without having to take all your savings in one go. Not worring about having so much added to your purchase in expensive interest costs Reviewed on: 27th June 2025

Great feature

5
Such a great feature and helps to spread the cost of a large purchase. I also like the security that comes with paying by Paypal if any issues arise. Reviewed on: 27th June 2025

Love paypal 3 in 1

5
I find in so easy and convenient to use, especially if I really need something and don't have all the money straight away to make the purchase, makes me feel happy knowing there's a easy hassle free way to get what I need, when I need it. Paypal 3 in one for the win. Also when anything does go wrong communicating with customer service couldn't go any easier Reviewed on: 27th June 2025

Nice excellent

4
Nice, it's helpfully to get pay. Reviewed on: 27th June 2025

Really easy to use

5
Really easy to use l,sent reminders for when my payments were due but they did not feel imposing Reviewed on: 27th June 2025

So easy, lots of communication, help buy things when...

5
So easy, lots of communication, help buy things when needed Reviewed on: 27th June 2025

It's 5 stars to PayPal from me

5
Pay in 3 is a great way of budgeting especially as a retired person. Thank you PayPal for putting your customers first and thinking about their needs. Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 103851 reviews
    PayPal
    View all products