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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49071 reviews)

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4.93

Based on 49,071 reviews, last reviewed 10th May 2026

2520100% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never disappointed me and super useful I’ve used PayPal for a long time now and I can always rely on them whenever I’ve had issues there customer service was quick to act and always sorted ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49071)

Useful facility, so easy to use & helps with budgeti...

Useful facility, so easy to use & helps with budgeting, especially when purchasing more expensive items Reviewed on: 27th June 2025

Paypal the best app for shopping and secure payment!

Paypal is always a good option for make an payment secure or your shopping easier. Im happy to be one of customer who is thankful for every purchase secure. Thank you PayPal for all the support and help! Reviewed on: 27th June 2025

Gives good peice of mind and good options for paymen...

Gives good peice of mind and good options for payments always use them Reviewed on: 27th June 2025

Budgeting Made Easy.

I’ve used Pay in 3 a number of times now. It’s easy to set up with PayPal which pays the initial payment, then equally spreads the cost notifying you of the payment date and monthly amount. It helps me to budget particularly for larger purchases that otherwise I wouldn’t have bought. I wouldn’t hesitate to recommend! Reviewed on: 27th June 2025

Useless service provider

Bought a wind turbine, used PayPal for their “buyer protection”. Engineer came for installation, told me it was completely fraudulent product. It was sold as 4000W, produced 11W at max rated rpm. Engineer inspected the “generator” inside and it was not the same as advertised and pictured online. Filed a case with PayPal, they refused to help, closed the case with no option for appeal. After nearly 20 years using and advocating for PayPal for their “buyer protection” without ever requesting it, the only time I ever requested help it was quickly dismissed. I now discourage others from using the service. I would rather pay credit interest than use the service. Reviewed on: 27th June 2025

Pay in 3 is a great feature/service that allows me t...

Pay in 3 is a great feature/service that allows me to purchase items i wouldn't otherwise be able to. Luxury items of unexpected gifts are now worry free Reviewed on: 27th June 2025

It's convenient to use PayPal Pay in 3 to spread the...

It's convenient to use PayPal Pay in 3 to spread the cost of items you need. Reviewed on: 27th June 2025

I’ve had really good experience with PayPal whenever...

I’ve had really good experience with PayPal whenever I need it that provide a good service Reviewed on: 27th June 2025

Easy to use

PayPal is easy to use and especially I love their pay in 3. It’s a simple way to spread your payments without worrying about it and they tell me when it’s due too which helps too. Reviewed on: 27th June 2025

It does what it says on the tin.

It does what it says on the tin. Quick and easy to set up, beats credit card interest charges hands down Reviewed on: 27th June 2025

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