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PayPal: Pay in 3 reviews

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4.93
Based on 48,959 reviews, last reviewed 10th May 2026
2509800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with PayPal for many years and I have us... I have been with PayPal for many years and I have used all of the financial parts like pay 3 many times without any issues at all Reviewed on: 10th May 2026
Adie 's avatar
Adie

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48959)

An effective budget management tool

5
The pay in 3 has helped me make larger purchases and budget them better in my monthly spending. I often will make purchasing decisions on the ability to access Pay in 3 with PayPal. Im reluctant to use other providers. I trust the PayPal brand. It has also reduced my need to use credit cards to make larger purchases. I also like that it is automatically taken each month and I dont need to remember to log in and make a payment. Reviewed on: 27th June 2025
TRG's avatar
TRG

Paypal secure

5
Paypal very secure, but customer service not the best Reviewed on: 27th June 2025
Heidi H's avatar
Heidi H

Such a great way to split the cost without adding in...

5
Such a great way to split the cost without adding interest to the payment. Reviewed on: 27th June 2025
Emzee's avatar
Emzee

Great service

5
Always easy to use and I received good help and advice when I called. Reviewed on: 27th June 2025
Daniela B's avatar
Daniela B

simple and easy to use .

5
simple and easy to use . Very efficient Reviewed on: 27th June 2025
Lavinia D's avatar
Lavinia D

Great way of spreading the cost of more expensive items

5
Great way of spreading the cost of more expensive items at no extra cost Reviewed on: 27th June 2025
Paul Strivens's avatar
Paul Strivens

Reliable ,Used often with no issues

4
Been reliable so far ,Used often with no issues . Doesnt always show up as a option but i guess that depends on sellers etc Reviewed on: 27th June 2025
Robson 's avatar
Robson

Very satisfied customer here.

5
Who else would offer to, pay in three with no interest and such good customer service. PayPal Customer Service sorted a mistake I made in no time at all. Very satisfied customer here. Reviewed on: 27th June 2025
Shaun C's avatar
Shaun C

Overall good

5
It’s always been good and quick for paying for things but also customer service is good and quick to resolve any issues Reviewed on: 27th June 2025
vickih87@icloud.com's avatar
[email protected]

Swift easy process to use pay in 3

5
It’s always a swift easy process to use pay in three. Moreover, 99% of online retailers allow it as a payment method so great coverage in terms of shopping options. Reviewed on: 27th June 2025
AJ's avatar
AJ

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