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PayPal: Pay in 3 reviews

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4.93
Based on 48,816 reviews, last reviewed 10th May 2026
2496600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got my money back after people took it illegally Got my money back after people took it illegally Reviewed on: 10th May 2026
Amanda Maitland's avatar
Amanda Maitland

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48816)

Easy to use, really convenient for times when a chun...

5
Easy to use, really convenient for times when a chunk coming out would be difficult or not timely. Really useful. Reviewed on: 27th June 2025
Elaine H's avatar
Elaine H

Without Stress Great for Short term Budgeting

5
I recently used PayPal’s Pay in 3 to purchase a few essential items for my home, and I was genuinely impressed with how smooth and straightforward the process was. At checkout, I was given the option to split my total into three payments. The approval was instant — no lengthy forms or credit checks, and I received a clear breakdown of how much I would pay each month. It was great to know there was no interest added, which made it feel like a smarter way to manage short-term expenses compared to using a credit card.I would definitely recommend Pay in 3 to anyone looking for a flexible, interest-free way to manage purchases. It’s helped me stay in control of my finances without falling into debt — but like any tool, it works best when used responsibly. Reviewed on: 27th June 2025
Khadar Mohamed Abdul's avatar
Khadar Mohamed Abdul

it just helps you get the things you need interest f...

5
it just helps you get the things you need interest free and keeps you in budget Reviewed on: 27th June 2025
kevin h's avatar
kevin h

It was easily accessible and readily available.

5
It was easily accessible and readily available. It meant I could pay for flights in a staggered way. Reviewed on: 27th June 2025
Andrew B's avatar
Andrew B

PEACE IF MIND

5
I find by using PayPal I can manage my finances easy and it gives me peace of mind Reviewed on: 27th June 2025
Mel's avatar
Mel

Paypal pay in three

5
Allows me to buy stuff i can't afford all at once, use it often, I feel safe and think PayPal supports me Reviewed on: 27th June 2025
June R's avatar
June R

Budget friendly assistance.

5
Easy to use. Helps with cash flow as it reduces the “shock” of a large bill in one particular month’s income. Careful to use in the right circumstances as all the consumer protection isn’t there, in which case better to use PayPal credit. Reviewed on: 27th June 2025
Martin Pollard's avatar
Martin Pollard

Great Experience and good communication

5
Great Experience and good communication Reviewed on: 27th June 2025
John C's avatar
John C

Paypal easy payments

5
Ive used paypal for years with internet shopping and giving money t9o charities, friends etc. I us6e the pay in 3 a lot makes big purchases easy , its so easy and convienent, payments are all set up no need to worry about forgetting to pay , its a excellent service Reviewed on: 27th June 2025
Jan F's avatar
Jan F

Good experience and easy to use

5
Good experience and very easy to use Reviewed on: 27th June 2025
Sumeya K's avatar
Sumeya K

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