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PayPal: Pay in 3 reviews

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4.93
Based on 48,785 reviews, last reviewed 10th May 2026
2493600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service with flexible payments Great service with flexible payments Reviewed on: 10th May 2026
LIAM S's avatar
LIAM S

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48785)

Easy, free way to spread the cost of purchases

5
I have used PayPal's pay in 3 service many times, usually for larger purchases that would be more difficult to pay for a single payment, but also for large shops, such as at Christmas. Its a great way to spread the cost without costing you any more as there is not interest. Great option that I would and do recommend to my friends and family. As long as you plan for the payment in the following months, its a really simple way of being able to make more expensive purchases without the interest that comes with a loan or using a bank overdraft. Still to make sure you can afford the monthly payments of course. Reviewed on: 27th June 2025
Marc H's avatar
Marc H

Very convenient to pay over 3 months with no extra i...

5
Very convenient to pay over 3 months with no extra interest. Reviewed on: 27th June 2025
Ashley H's avatar
Ashley H

Ok but i forget i owe money and its hard...

5
Ok but i forget i owe money and its hard to budget Reviewed on: 27th June 2025
Cris 's avatar
Cris

The best and I love it

5
I’ve had PayPal for years and I love it it helps me when I need something I can’t afford so I can pay in three well done PayPal you are the best I would recommend PayPal to anyone thinking of joining you won’t regret it that’s for sure go PayPal Reviewed on: 27th June 2025
Vikki a's avatar
Vikki a

Quick easy simple to use I find it better than the b...

5
Quick easy simple to use I find it better than the bank . Sending greeting and money for grandsons, birthdays etc with message and brilliant idea . Paying in 3 gives the ability to buy something when you see it, rather than wait until I have saved enough plus you can buy bargains in the sale . Reviewed on: 27th June 2025
Angie's avatar
Angie

Smooth, simple, secure

5
Easy to use, never a problem - smooth, simple, efficient, secure. Paypal is always my go-to for all online transactions, cos it never lets me down. Reviewed on: 27th June 2025
Martin Poppitt's avatar
Martin Poppitt

Simple and effective.

5
Simple and effective. It has made things like paying for a holiday, large purchases and security of funds more accessible. Reviewed on: 27th June 2025
Cathy Spence's avatar
Cathy Spence

Stress Free

5
Gives peace of mind to share the load for larger priced items. I can manage payment without worrying. Reviewed on: 27th June 2025
Sheila R's avatar
Sheila R

Have used pay in 3 several times, its really handy a...

5
Have used pay in 3 several times, its really handy and helps me budget Reviewed on: 27th June 2025
Les Norton's avatar
Les Norton

PayPal is a quick and easy way to pay for many thing...

5
PayPal is a quick and easy way to pay for many things and the pay in 3 facility means you can have a little leeway for those more expensive items. I love the flexibility it gives me. Reviewed on: 27th June 2025
Su Stenhouse's avatar
Su Stenhouse

Review PayPal: Pay in 3 now

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