Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,747 reviews, last reviewed 10th May 2026
2489900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick to respond if ever any issues, and keep you up... Quick to respond if ever any issues, and keep you updated of progress Reviewed on: 10th May 2026
Karen C's avatar
Karen C

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48747)

Pay in 3

5
I used Pay in 3 and it went really smoothly. I got reminders each time a payment was due. Reviewed on: 27th June 2025

Quick easy and affordable Love that pay in 3 gives...

5
Quick easy and affordable Love that pay in 3 gives e the flexibility to split the cost of large purchases Reviewed on: 27th June 2025

Pay in 3 is a great option when you are on a tight b...

5
Pay in 3 is a great option when you are on a tight budget Reviewed on: 27th June 2025

Very good, very good and very helpful, what more ca...

5
Very good, very good and very helpful, what more can I say, very very good Reviewed on: 27th June 2025

Great for Holiday Payments

5
I have used the pay in 3 for Holiday Payments which is great. Reviewed on: 27th June 2025

great service

5
Simple to use ease of payments and love the option to pay in three in this difficult financial climate Reviewed on: 27th June 2025

Pay in 3 so easy

5
Pay in 3 is a brilliant way to make buying items easier.The items I have bought using this method are items I wouldn’t have been able to buy if I had to pay in full.. So glad I came across this . The money owed is taken each month automatically you don’t have to remember to pay. You receive an email each month just before the due date to let you know the next payment is due. Reviewed on: 27th June 2025

Would recommend

4
Prevented a drama!! Very helpful when you really need it. Dug me out if a financial hole when I was desperate. Would recommend as it costs nothing if you pay in time. Reviewed on: 27th June 2025

Excellent. Very convenient.

5
Have been using PayPal and paying three for some time now, never any problems,easy to set up, mo issues. Reviewed on: 27th June 2025

Always quick and reliable also good at responding w...

5
Always quick and reliable also good at responding when a refund is needed Reviewed on: 27th June 2025

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review