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PayPal: Pay in 3 reviews

4.93
Based on 47,406 reviews, last reviewed 7th May 2026
2365600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very good way of making larger purchases, A very good way of making larger purchases, spread the repayments over 3 months with no interest to pay. Reviewed on: 7th May 2026
Wally's avatar
Wally

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47406)

I used pay in 3 and it worked well I paid on time an...

5
I used pay in 3 and it worked well I paid on time and the payment timeline was not changed. Reviewed on: 15th June 2024

Very helpful.

5
I love PayPal. It is helpful when I am short on money. I can pay in 3 or I can pay via PayPal and have time to deposit money into my bank (3 days usually) until PayPal will collect from me. Big advantage! Reviewed on: 15th June 2024

My Friend & PayPal

5
Simple, effective & good value, I have always had a good experience with PayPal, thank you and continue to be great. Reviewed on: 15th June 2024

A very easy and convenient way to pay and spread the...

5
A very easy and convenient way to pay and spread the cost Reviewed on: 15th June 2024

Excelent excelent excelent , helps paying without ha...

5
Excelent excelent excelent , helps paying without having second thoughts Reviewed on: 15th June 2024

Using PayPal is straightforward and quick.

5
Using PayPal is straightforward and quick. It’s a reliable method of payment and is clear for me to understand and calculate when payments are due Reviewed on: 15th June 2024

Was amazing.

5
Was amazing. Customer Service brilliant and swift. Best of all is the peace of m8nd using it Reviewed on: 15th June 2024

Finance option made easy

5
I always use pay in 3. When I needed support I received quick resolution. It enables me to really purchase more easily without the hassle of credit card Reviewed on: 15th June 2024

Great service easy to use happy with the service I r...

5
Great service easy to use happy with the service I received I would say pay in 3 is the best way to help people save money Reviewed on: 15th June 2024

5 stars, say no more!

5
Allows people who are struggling with the cost of living, some financial breathing space Reviewed on: 15th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review