Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,355 reviews, last reviewed 7th May 2026
2360700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All transactions are handled well, mostly involving... All transactions are handled well, mostly involving purchases Reviewed on: 7th May 2026
Dave i's avatar
Dave i

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47355)

Love the pay in 3 and general user experience

5
Love the pay in 3 and general user experience Reviewed on: 15th June 2024

I love PayPal because it is allows me make internati...

5
I love PayPal because it is allows me make international transactions with my friends and family . Reviewed on: 15th June 2024

Shopping with ease

5
Very convenient , and eases financial pressure of shopping when shopping is needed most . I wld therefore recommend to anyone wishing to shop with ease. convenient Reviewed on: 15th June 2024

Perfect when you really want something Now !

5
Perfect when you really want something Now ! but don’t have the money till later Takes the pressure off Reviewed on: 15th June 2024

PayPal .my best friend

5
Knowing my money is safe and there's always someone to talk to if I have a problem. Reviewed on: 15th June 2024

very beneficial payment scheme, reasonable payment t...

5
very beneficial payment scheme, reasonable payment time and offer able on a variation of stores and websites Reviewed on: 15th June 2024

PayPal helps me pay for purchases by using spreading...

5
PayPal helps me pay for purchases by using spreading the costs using pay in 3. Reviewed on: 15th June 2024

convenience

5
very convenient to use and very quick to send and receive money Reviewed on: 15th June 2024

Purchases without massive interest charges

5
I’ve been able to buy a lot more and not work about being charged massive interest on the purchase. Reviewed on: 15th June 2024

Having three children who grow rapidly, it's handy h...

5
Having three children who grow rapidly, it's handy having the pay in 3 options to spread the cost of wardrobe changes during a season. Reviewed on: 15th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review