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PayPal: Pay in 3 reviews

4.93
Based on 47,331 reviews, last reviewed 7th May 2026
2358400% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Paypal for regular payments. Used Paypal regularly payments. I find the service easy to use and gives some piece of mind when using for a purchase. Pay in 3 is also a very useful ... Read more Reviewed on: 7th May 2026
Shaun Cousins's avatar
Shaun Cousins

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47331)

Great way to manage finances over the course of a fe...

5
Great way to manage finances over the course of a few months would recommend to everyone looking to spread the cost. Reviewed on: 15th June 2024

Very good and help full ,so thanks full for your...

5
Very good and help full ,so thanks full for your help Reviewed on: 15th June 2024

Great service

5
Used the service several times. Easy to set up. Helpful to be able to spread cost of larger purchases when on a budget. Have had no issues. Reviewed on: 15th June 2024

this has been a life saver for spreading costs inter...

5
this has been a life saver for spreading costs interest free and freeing up disposable income Reviewed on: 15th June 2024

PayPal’s Pay in Three facility is great!

5
I have used PayPal’s Pay in Three facility on multiple occasions and found it to be excellent. It is easy, convenient, simple to use and allows me to purchase larger items quicker than I may be able to do without this service. Reviewed on: 15th June 2024

Help with gift giving etc.

5
I have used pay in 3 to help pay for Christmas and Birthday presents, it helped me get what I wanted for others at an easier and more affordable rate. I will definitely used this time and time again as it does make a difference! Reviewed on: 15th June 2024

Feel safe using Paypal

5
I have always had good service from PayPal and would not pay any other way except PayPal I feel safe. Reviewed on: 15th June 2024

Pay Pal Pay in 3

5
Always pay for on line goods via Pay Pal. Sometimes in full or using the Pay in 3 facility or Pay Pal interest free option. If I've had issues with merchants and items ordered Pay Pal have always resolved it promptly. If Pay in 3 used you never pay interest just gives you more time to pay. Reviewed on: 15th June 2024

I once had to chase a refund for a RIF and the selle...

5
I once had to chase a refund for a RIF and the seller was bluntly refusing a refund for a faulty product and customer service from PayPal was incredible and managed to get me a full refund swiftly. Reviewed on: 15th June 2024

So easy to use.

5
So easy to use for payment in one or credit payment spread over 3 months. easy to login and app always works. Reviewed on: 15th June 2024

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