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PayPal: Pay in 3 reviews

4.93
Based on 43,134 reviews, last reviewed 5th May 2026
1959600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

My Furst Exoerience of using Pay in 3 This was the first time I had used Pay in 3 and found it so easy , excellent service. Reviewed on: 5th May 2026
carol h's avatar
carol h

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43134)

Pay in 3 is a game changer!

5
Very useful to have for lots of reasons! Pay in 3 is a game changer! Reviewed on: 10th June 2024

Brillaint for smaller purchases and fabtastic custom...

5
Brillaint for smaller purchases and fabtastic customer service Reviewed on: 10th June 2024

Simple functional quick.

5
Simple functional quick. I like that it is wildly accepted the the app make its easy with very few taps. That you can add your own money or use credit. Pay in 3 ways has been very helpful for me in getting a few household item that I otherwise may have not. You get reminder in good time as well Reviewed on: 10th June 2024

Incredibly Easy

5
I have used Pay in 3 many times and it has always been a breeze. It allows me to afford things I wouldn't normally be allowed to buy and means I don't have to worry about any hidden fees. It tells you how much you owe on each payment and what days they will be taken. Reviewed on: 10th June 2024

I find pay in 3 very useful at Christmas allowing me...

5
I find pay in 3 very useful at Christmas allowing me to budget Reviewed on: 10th June 2024

I haven't interacted with customer service, so I don...

5
I haven't interacted with customer service, so I don't know. Pay in 3 takes the sting out of a big purchase. Reviewed on: 10th June 2024

AMAZING !!!

5
My experience with Pay in 3 has been really great and helpful! It's awesome because it lets you buy things even if you don't have all the money upfront. I've mainly used it for buying things like flight tickets and more. It's super convenient when you want to make a purchase but need a bit more flexibility with the payment. I've found it to be a lifesaver in those situations Reviewed on: 10th June 2024

PayPal is the best app around, convenient and reliable.

5
PayPal is the best app around, convenient and reliable. Love using this app for every purchase as PayPal stand over every transaction. Reviewed on: 10th June 2024

Helps alot when needed and it's pretty straight forw...

5
Helps alot when needed and it's pretty straight forward Reviewed on: 10th June 2024

I have only had positive experiences with PayPal.

5
I have only had positive experiences with PayPal. Reviewed on: 10th June 2024

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