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PayPal: Pay in 3 reviews

4.93
Based on 43,103 reviews, last reviewed 5th May 2026
1956700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

the best and easy way very helpful spreading the cost easiest way to buy a holiday Reviewed on: 5th May 2026
LUCIAN 's avatar
LUCIAN

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43103)

Convenient and easy to use

5
Convenient and easy to use, hasn’t ever cost me anything so far! Reviewed on: 10th June 2024

Pay in 3 saved the (birth)day

5
I needed to buy a replacement birthday present at the last minute but didn’t quite have the funds, the pay in 3 option was offered and saved the day. It was such a relief, thank you PayPal Reviewed on: 10th June 2024

Great service and helpful! 10/10

5
Great service and helpful. All the team members they are wonderful Reviewed on: 10th June 2024

Pro & con

4
PayPal is effective but the only issue I've had is to use 'pay in 3' feature you have to link a bank account. I prefer using PayPal credit for that. Reviewed on: 10th June 2024

It was great to use as it allowed the price to be sp...

5
It was great to use as it allowed the price to be split, meaning that i didn’t have to spend a lot of money all at once. Reviewed on: 10th June 2024

I absolutely love using pay in 3.

5
I absolutely love using pay in 3. as a big family it isn’t always feasible to buy bigger things, but with pay and 3 we can still get those and spilt the cost. Great service Reviewed on: 10th June 2024

Pay in 3 is a grat help

5
Paypal have helped me pay off different payments a lot with the option for the pay in 3 option Reviewed on: 10th June 2024

Good way to get money when in need

5
Good way to get money when in need Reviewed on: 10th June 2024

Smooth easy to use and repay, trustworthy and is my...

5
Smooth easy to use and repay, trustworthy and is my first choice. Thank you Reviewed on: 10th June 2024

A fantastic option to spread the cost without being...

5
A fantastic option to spread the cost without being unmanageable. Reputable services such as PayPal give me confidence that my money is looked after. Reviewed on: 10th June 2024

Review PayPal: Pay in 3 now

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