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PayPal: Pay in 3 reviews

4.93
Based on 42,971 reviews, last reviewed 4th May 2026
1944400% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

I have been using it and its secured I have been using it and its secured Reviewed on: 4th May 2026
MISS C's avatar
MISS C

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42971)

Amazing they help you Strength away.

4
Amazing they help you Strength away. Reviewed on: 9th June 2024

Financial freedom

5
Given me the flexibility I need and financial freedom Reviewed on: 9th June 2024

Every time I’ve had a problem that involves paying f...

5
Every time I’ve had a problem that involves paying for something via PayPal, they’ve always been happy to help and I’ve always come away feeling pleased. Reviewed on: 9th June 2024

Pay in 3 is absolutely brilliant.

5
Pay in 3 is absolutely brilliant. It allows you to spread the cost of larger amounts over a fixed time period at no cost to you as the consumer. Much better than a credit card as it commits you to a short payback timescale. I’ve used in on multiple occasions and will continue to do so! Reviewed on: 9th June 2024

Easy to use and fast to set up.

5
Easy to use and fast to set up. I couldn't have found the process more simple to do. Its allowed me that little bit of extra security to payers things securely and to feel able to manage my finances. I would recommend Reviewed on: 9th June 2024

It is3 cheers for paypal safe, swift and superb

5
It is safe, swift and superb. Pay in 3 just jelped me with expenses, flight ticket purchase and shopping . I like it Reviewed on: 9th June 2024

Good customer service

5
When i had a situation, they dealt with it efficiently and speedy. Reviewed on: 9th June 2024

Pay in 3 has enabled me to afford necessities at tim...

5
Pay in 3 has enabled me to afford necessities at times when I couldn't afford to pay in one payment Reviewed on: 9th June 2024

PAY IN 3 DISPUTE WITH REFUND

5
I have used paypal pay in 3 many times and it's an easy affordable option when making more expensive purchases. When things go wrong the support given from paypal is invaluable. I had to claim money back from a retailer when the pay in 3 item didn't arrive making a dispute and following the process was very easy and after the set time I received a full refund. Without paypal I might not have got my money back. I value the ease of use with paypal and customer support Reviewed on: 9th June 2024

Excellent

5
Choice for consumer, clear T&C’s, easy to use Reviewed on: 9th June 2024

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