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PayPal: Pay in 3 reviews

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4.93
Based on 42,777 reviews, last reviewed 4th May 2026
1926000% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

Never had any issues with PayPal, they’re always rea... Never had any issues with PayPal, they’re always ready to resolve problems for you and I feel like my money is well protected with them. I would alway... Read more Reviewed on: 4th May 2026
Lydia C's avatar
Lydia C

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (42777)

Great application and easy to use or transfer.

5
Great application and easy to use or transfer. Reviewed on: 9th June 2024
Ohn m's avatar
Ohn m

Best thing ive used for holidays

5
Best thing ive used for holidays Reviewed on: 9th June 2024
Mohamed's avatar
Mohamed

I love using Pay in 3 as it gives me room to spare p...

5
I love using Pay in 3 as it gives me room to spare put payments and not spend all at once. Allows me to have reason for why I should get something now as opposed to later etc. Who doesn't love being flexible?! Reviewed on: 9th June 2024
Desi's avatar
Desi

Such a great idea especially eases how much things w...

5
Such a great idea especially eases how much things would be if had to pay all at once. Reviewed on: 9th June 2024
Kirsty P's avatar
Kirsty P

Very good.

5
Very good. Never had a bad experience purchasing with PayPal and will continue to for a very long time Reviewed on: 9th June 2024
Amelia J's avatar
Amelia J

Customer service representatives can be a tad overbe...

5
Customer service representatives can be a tad overbearing and rude. Reviewed on: 9th June 2024
KS's avatar
KS

Paypal pay in 3 is safe and versatile

5
Paypal pay in 3 is clearly explained with no hidden costs, and intuitive to use. Pay in 3 has given me options that I wouldn't have access to anywhere else. The fact that payments are limited to 3 months, with the first payment on day of pirchase, protects me from over spending. There is an option to pay back faster, which is also appreciated. It feels like a safe, flexible amd efficient way to use credit. Reviewed on: 9th June 2024
E Ruth's avatar
E Ruth

Available far more widely than most, good for intere...

5
Available far more widely than most, good for interest free whilst awaiting a delivery, and great for having no early repayment fees! Reviewed on: 9th June 2024
Helen S's avatar
Helen S

I’ve been using PayPal for years

5
I’ve used PayPal for as long as I can remember, back when it was the safest way to pay for things on eBay. Now, it’s my preferred way to pay. I don’t need to worry about whether I have my card on me for card details, and even better than that now, PayPal’s pay in 3 lets me spread the cost of my purchases over 3 months, I don’t need to worry about remembering the payment because they collect it automatically each month and it’s interest free. PayPal will continue to be my preferred way to pay for a long time to come because of how easy they make online purchases. Reviewed on: 9th June 2024
Kelly T's avatar
Kelly T

Always clear instructions when processing a payment...

5
Always clear instructions when processing a payment and the options available. So easy to use. Reviewed on: 9th June 2024
Andrea B's avatar
Andrea B

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