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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42735 reviews)

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4.93

Based on 42,735 reviews, last reviewed 4th May 2026

1922100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple way to spread the cost Easy to apply for, and paying in 3 installments spreads the cost. Reviewed on: 4th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42735)

Excellent service all the time in terms of the produ...

Excellent service all the time in terms of the products offered and customer service. Reviewed on: 9th June 2024

Always been convenient, never had an issue with pay...

Always been convenient, never had an issue with pay in 3, refunds are processed well too. Reviewed on: 9th June 2024

The terms & conditions regarding this service are cl...

The terms & conditions regarding this service are clear and concise and pitched to suit all levels of understanding including the legal terms.The chosen methods of “ reminding service users ( email etc) are extremely user friendly. PayPal do not burden you with unnecessary adverts etc & site is safe & secure without that worry of “ scamming issues”… Reviewed on: 9th June 2024

Always quick and easy.

Always quick and easy. Customer service is second to none Reviewed on: 9th June 2024

Great service, good customer service

Great service, good customer service Reviewed on: 9th June 2024

It gives you the chance to pay earlier or spread the...

It gives you the chance to pay earlier or spread the cost makes it easier Reviewed on: 9th June 2024

Client centered.

PayPal has always done they're best to find a solution to any problems, and put their clients first. Reviewed on: 9th June 2024

Great facility

Simple to use and helps to keep track of purchases and amount owed when using the app Reviewed on: 9th June 2024

Excellent Customer Advisors

Customer advisors always polite and very helpful. Reviewed on: 9th June 2024

Process is so straightforward and easy.

Process is so straightforward and easy. Couldn't be better Reviewed on: 9th June 2024

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