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PayPal: Pay in 3 reviews

4.93
Based on 42,670 reviews, last reviewed 4th May 2026
1916100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it very much I love using this its easy and very good Reviewed on: 4th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42670)

Quick - sensible and helpful when managing your money

5
Quick - sensible and helpful when managing your money Reviewed on: 9th June 2024

Paypal make purchases of larger value items easier

5
Paypal make purchases of larger value items easier with their pay in 3, without this option a lot of people would not purchase, so thanks Paypal Reviewed on: 9th June 2024

Pay in 3 is amazing, it gives a bit of freedom to bu...

5
Pay in 3 is amazing, it gives a bit of freedom to buy interest free and not out of pocket by paying a lump sum. Reviewed on: 9th June 2024

PayPal Pay in 3 an Excelent solution

5
For me PayPal Pay in 3 is a an Excelent solution to administrate my monies an be able to pay for all my purchases in time without struggling. Thank you PayPal. Reviewed on: 9th June 2024

Never had any issues with PayPal.

5
Never had any issues with PayPal. Always good experience. Reviewed on: 9th June 2024

Useful payment plan

5
Helpful when wanting to make purchases that have special offers but only have a % of the cost before payday & easy to spread costs over time. Reviewed on: 9th June 2024

Pay in 3 has allowed me greater flexibility when buying

5
Pay in 3 has allowed me to make those more expensive purchases much easier to handle, I also find it very straightforward and hassle free compared to credit card purchase. Reviewed on: 9th June 2024

Very efficient and very easy to use

5
Very efficient and very easy to use Reviewed on: 9th June 2024

Good that I can pay three instruments with not payin...

5
Good that I can pay three instruments with not paying interest Reviewed on: 9th June 2024

Ideal service

5
Excellent service and a brilliant way to spread costs Reviewed on: 9th June 2024

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