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PayPal: Pay in 3 reviews

4.93
Based on 41,668 reviews, last reviewed 1st May 2026
1823100% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Services well done. Very nice service. And trust worthy Reviewed on: 1st May 2026
JayD's avatar
JayD

Latest lowest rating:

1

I can no longer use PayPal app when trying to pay fo... I can no longer use PayPal app when trying to pay for something on line, it keeps telling me to scan I can't don't have scan on phone, yet I open up t... Read more Reviewed on: 1st May 2026
Judy F's avatar
Judy F

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41668)

Always been spot on.

5
Always been spot on. Needs a bit more information on getting a new new card as when I did this I was declined for pay in 3. Pay in 3 has helped me furnish my kids room and new babys nursery in an affordable set of payments Reviewed on: 7th June 2024

Pay in 3 is cool.

5
Pay in 3 is cool.. Splitting it up at no extra cost makes life easier. Reviewed on: 7th June 2024

An incredibly helpful tool for transactions - allows...

5
An incredibly helpful tool for transactions - allows users to relax and budget when the cost of living crisis is becoming stressful to afford basic things. Reviewed on: 7th June 2024

PayPal are very efficient.

5
PayPal are very efficient. I like using PayPal as it’s quick and easy and protected Reviewed on: 7th June 2024

EXCELLENT

5
EXCELLENT, love PayPal especially the pay in 3 option Reviewed on: 7th June 2024

When I moved property you stop offering me the optio...

1
When I moved property you stop offering me the option of pay in 3. And credit rating went up Reviewed on: 7th June 2024

Very easy to use, used several times and had no...

5
Very easy to use, used several times and had no issues Reviewed on: 7th June 2024

PayPal pay in 3 enables me and my family to budget a...

5
PayPal pay in 3 enables me and my family to budget and afford better quality products Reviewed on: 7th June 2024

I love having so many ways to pay securely with PayPal.

5
I love having so many ways to pay securely with PayPal. Reviewed on: 7th June 2024

Recommended

5
Very straightforward service, no hidden fees. Excellent customer service. Accepted by many retailers. Very convenient. Transparent view in the app and easy repayments. I would definitely recommend to friends and family. Reviewed on: 7th June 2024

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