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PayPal: Pay in 3 reviews

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4.93
Based on 39,760 reviews, last reviewed 27th Apr 2026
1642700% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, makes larger purchases easier to manage Great service, makes larger purchases easier to manage Reviewed on: 27th April 2026
Emma M's avatar
Emma M

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39760)

Helped me when I needed it while I was waiting for w...

5
Helped me when I needed it while I was waiting for wages and needed to fix car Reviewed on: 5th June 2024
Mark P's avatar
Mark P

Easy and accurate to apply, fast response and process

5
Easy and accurate to apply, fast response and process Reviewed on: 5th June 2024
Gustavo V's avatar
Gustavo V

This helps to make life so much easier and help see...

5
This helps to make life so much easier and help see us through, PayPal has excellent customer service and they are so helpful Reviewed on: 5th June 2024
John's avatar
John

Huge help and simple to use

5
Always helped when I've needed it. Very convenient and very simple to use. Can be used with just about any purchase via PayPal. Safe, secure and most definitely recommend anyone to take advantage of this feature. Payment plan is very simple to monitor and control via the PayPal app and even have emails/notifications when an upcoming payment is due as a reminder. A* rating! Reviewed on: 5th June 2024
Tommy R 's avatar
Tommy R

PayPal Pay in 3 - Brilliant

4
I've use Pay in 3 numerous times now through various traders, and each time the experience has been easy, highly satisfactory and incredibly helpful! Reviewed on: 5th June 2024
Iain S's avatar
Iain S

I have used pay in 3 a couple of times and it’s a fa...

5
I have used pay in 3 a couple of times and it’s a fantastic way to spread the cost Reviewed on: 5th June 2024
kelly L's avatar
kelly L

Easy to use and efficient for transactions online.

4
Easy to use and efficient for transactions online. A safe platform for making payments for items which have been bought online. A good security tracking system for all purchases and an easy to use interface. Reviewed on: 5th June 2024
Lauren's avatar
Lauren

Handy when needed

5
Very usefull when needed to help spread the cost. Reviewed on: 5th June 2024
ralph scollay's avatar
ralph scollay

Pay in 3 extremely easy...

5
Paypal made application for Pay in 3 extremely easy and straightforward, very helpful in some situation Reviewed on: 5th June 2024
Katarzyna P's avatar
Katarzyna P

Not always able to pay in 3

5
I normally manage to pay in 3 but sometimes PayPal does not allow me to pay in 3 installments and I don't know why Reviewed on: 5th June 2024
O's avatar
O

Review PayPal: Pay in 3 now

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