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PayPal: Pay in 3 reviews

4.76
Based on 74,426 reviews, last reviewed 20th Jun 2026
4903900% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward easy to use Straight forward easy to use and spreads the cost to easy payments Reviewed on: 20th June 2026
Alistair Sharp's avatar
Alistair Sharp

Latest lowest rating:

1

Can't get in touch with someone regarding a order Can't get in touch with someone regarding a order Reviewed on: 19th June 2026
David o's avatar
David o

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (74426)

PayPal Pay in 3

5
I absolutely love using PayPal Pay in 3! It is an incredibly reliable and fast service that makes splitting payments seamless and stress-free. The checkout process is completely smooth, and it has become my go-to choice for managing my budget on larger purchases.What sets it apart is the excellent customer service and the highly useful reminders. Getting an alert before a payment is due ensures I am always on top of my finances and never miss a date. I highly recommend this feature to anyone looking for a hassle-free way to spread out their costs. Reviewed on: 5th May 2026

Greatest experience

5
Greatest experience you’ll ever want easy payment, easy buy now pay later,100% easy transaction, my friend and family are so happy i introduced them . Reviewed on: 5th May 2026

Excellent response time on any complaints re: mis se...

5
Excellent response time on any complaints re: mis selling on dodgy web sites. Easy to contact via app. Reviewed on: 5th May 2026

PayPal’s Pay in 3 option

5
I recently used PayPal’s Pay in 3 option and overall found it to be a convenient way to spread the cost of a purchase without paying interest. The setup was quick and easy during checkout, and the approval process was almost instant, which made the experience smooth and hassle-free. The payments were automatically scheduled, and I appreciated the clear breakdown of when each installment would be taken. It helped me manage my budget better without the pressure of paying the full amount upfront. I also liked that there were no hidden fees as long as payments were made on time. Reviewed on: 5th May 2026

Always helpful and easy to use.

5
Always helpful and easy to use. Great when on a budget Reviewed on: 5th May 2026

The payment through PayPal go smoothly without issues.

5
The payment through PayPal go smoothly without issues. When I have had to cancel a payment, I have gotten a good response from the customer service. Reviewed on: 5th May 2026

Pay in 3 is great.

5
Pay in 3 is great. I use it regularly, even for relatively small purchases, just to make each month affordable on such a tight budget. Reviewed on: 5th May 2026

Always reliable.

5
Always reliable. I’ve been using PayPal for years. It’s trustworthy way of paying. Reviewed on: 5th May 2026

The app is really easy to use good customer services...

5
The app is really easy to use good customer services and I’m very happy to use the app every day Reviewed on: 5th May 2026

when i started to use pay pal pay in 3 i saved money

5
when i started to use pay pal pay in 3 i found it just help me order something i wated and i had money to use for something els. having that little exra money i could get food or clothing. Reviewed on: 5th May 2026

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