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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39815 reviews)

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4.93

Based on 39,815 reviews, last reviewed 27th Apr 2026

1647800% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always been the best experience and very easy to use Always been the best experience and very easy to use Reviewed on: 27th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39815)

Always very helpful way of dealing with payments.

Always very helpful way of dealing with payments. Reviewed on: 5th June 2024

Love PayPal Pay in 3

Pay in 3 helps to spread the cost of purchases for myself and family.. it is a convenient and economic way to spend money. Reviewed on: 5th June 2024

Excellent service

Excellent service all round. Always convenient to pay in installments. Reviewed on: 5th June 2024

Love the pay in 3.

Love the pay in 3. However the 0% interest if paid in full over 4 month I think is a joke. Unless you pay off your entire balance you'll never be able to make use of it. Reviewed on: 5th June 2024

Simplicity at its best

Everything is so intuitive and easy to use Reviewed on: 5th June 2024

Helps spread the cost in this difficult climate.

Helps spread the cost in this difficult climate. Makes purchases more affordable and with 0 percent interest means you don’t feel like you’re being taken advantage of like most other lenders. Reviewed on: 5th June 2024

Helps split the cost over a period of time with no i...

Helps split the cost over a period of time with no interesr payment. Reviewed on: 5th June 2024

Helps to buy large items and spread the cost

Helps to buy large items and spread the cost Reviewed on: 5th June 2024

An excellent facility

Very convenient as an option, no interest charged - a fantastic facility. Reviewed on: 5th June 2024

I love pay in 3

I use pay in 3 a lot and would be lost without it. I use it for big food shops and larger purchases that I couldn’t afford in one go. I’m able to budget my money much better and it really just makes things so much easier especially during a time when prices are at an all time high. Reviewed on: 5th June 2024

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