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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39247 reviews)

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4.93

Based on 39,247 reviews, last reviewed 26th Apr 2026

1593800% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3 is a really useful tool to help when... PayPal pay in 3 is a really useful tool to help when buying presents and things that are released towards the end of the month and allows you to sprea... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39247)

Very easy to use and makes payments for manageable

Very easy to use and makes payments for manageable Reviewed on: 4th June 2024

Generally a good payment platform and good response...

Generally a good payment platform and good response time. Although, once or twice payments to overseas mobile platforms tend to delay unnecessarily. Overall I’m happy with PayPal. Reviewed on: 4th June 2024

Quick easy and painless way to pay.

I love having the option of paying in 3 with PayPal. There are no extra fees and it’s an easy and convenient way to shop online! The payments are automatic so I don’t have to worry about forgetting to pay an instalment in time! Reviewed on: 4th June 2024

Had nothing but good experiences with pay in 3!

Had nothing but good experiences with pay in 3! Has made life more affordable and has meant I've been able to have a treat or cover unplanned expenses without the stress of finding full cost up front. Has made the cost of living crisis just a bit easier to navigate! Reviewed on: 4th June 2024

The service is good but I find the PayPal app UI har...

The service is good but I find the PayPal app UI hard to navigate to locate the payment plan. Reviewed on: 4th June 2024

Paypal are very useful and easy to use.

Paypal are very useful, more and more companies are accepting Paypal as payment. They are always adding new features that are very accessible and helpful such as Paypal credit and pay in 3. Reviewed on: 4th June 2024

Always had really good experiences.

Always had really good experiences. Customer service is efficient. Reviewed on: 4th June 2024

Great opportunity to buy something when you don't ha...

Great opportunity to buy something when you don't have enough money for it right now and you won't be overcharged Reviewed on: 4th June 2024

Everyone should Pay in 3!!

First class service. Really easy to use and abilitity to pay in 3 is a fantastic option. Recommended to all my family. Trusted service because not inputting bank details for every purchase. Reviewed on: 4th June 2024

Paypal feedback

Any issues or questions quickly and safely resolved. Staff always helpful and polite. Safest way to pay I find for items. Reviewed on: 4th June 2024

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