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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 74,527 reviews, last reviewed 21st Jun 2026
4913000% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The pay in 3 is helpful to spread purchase costs for... The pay in 3 is helpful to spread purchase costs for bigger items or activities. I've used it for house and garden renovations Reviewed on: 21st June 2026
Dianna K's avatar
Dianna K

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (74527)

PayPal pay in 3

5
I have used PayPal pay in three for most of my more expensive purchases it has given me the freedom to purchase the things I need Reviewed on: 5th May 2026
Liverbird's avatar
Liverbird

It’s been good to split payments

5
It’s been good to split payments Reviewed on: 5th May 2026
Norrie C's avatar
Norrie C

Smooth and Stress-Free Payments with PayPal Pay in 3

5
I used PayPal Pay in 3 and found it to be a convenient way to spread out payments without immediate financial strain. The setup was quick and straightforward, and I appreciated the clear breakdown of installments and due dates. Overall, it’s a useful option for managing purchases, especially for larger expenses, but there’s still room for improvement in user experience and communication. Reviewed on: 5th May 2026
Kim's avatar
Kim

I love the easy ways to pay and the option to have i...

5
I love the easy ways to pay and the option to have interest free payment options Reviewed on: 5th May 2026
Derek M's avatar
Derek M

Paypal pay in 3 gives me freedom

5
PayPal pay in 3 gives me freedom with what I want to buy, whether that be a holiday with my partner or an item of clothing I can purchase without having to worry about the cost. Reviewed on: 5th May 2026
Liz's avatar
Liz

Consistent service good for refunds when i need them

5
Consistent service good for refunds when i need them Reviewed on: 5th May 2026
Nathaniel r's avatar
Nathaniel r

My go to payment provider

5
Been using PayPal for years. Most trusted payment provider and pay in 3 is amazing for budgeting when needed. Knowing that I’m covered for purchases is the icing on the cake. Reviewed on: 5th May 2026
Echo's avatar
Echo

I like using Pay in 3 because it gives me a bit more...

5
I like using Pay in 3 because it gives me a bit more flexibility without overcomplicating things. Everything is clearly laid out, I know when payments are due, and splitting the cost helps me budget better. It’s been really useful for larger purchases. Reviewed on: 5th May 2026
Sadia mustafa 's avatar
Sadia mustafa

Great!!!

5
Amazing and simple to navigate features and products. Never had a problem! Used paypal for a number of years now and really enjoy how they ensure a smooth experience and provide a secure method of transactions. Reviewed on: 5th May 2026
IM's avatar
IM

Perfect pay in 3

5
Great to have the choice to pay in 3 or I wouldn’t have been able to make my purchase. It gives me a chance to spread the cost over a few months which is more manageable on my wages. It really helps at Christmas and birthdays. Reviewed on: 5th May 2026
Katie 's avatar
Katie

Review PayPal: Pay in 3 now

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