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PayPal: Pay in 3 reviews

4.93
Based on 39,205 reviews, last reviewed 26th Apr 2026
1590100% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

I have never had issues with PayPal pay in 3, would... I have never had issues with PayPal pay in 3, would highly recommend. Reviewed on: 26th April 2026
Jayne R's avatar
Jayne R

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39205)

I always use paypal and use paypal

5
I always use paypal and paypal in 3 and im so happy if i got problem they help me straight away. Or send me money straight away back . So im very happy and paypal in 3 is best what can be because if you not got enough money this month but you need something is so helpful use paypal in 3 and safe. So thank you Reviewed on: 4th June 2024

Easy straight forward.

5
Easy straight forward. Just set up DD Reviewed on: 4th June 2024

Love the flexibility to pay over a set period withou...

5
Love the flexibility to pay over a set period without incurring interest Reviewed on: 4th June 2024

I really like the flexibility it gives you especiall...

5
I really like the flexibility it gives you especially when you don’t have enough to cover the amount you need to pay your items Reviewed on: 4th June 2024

Long time user of PayPal with good experiences

5
I have used PayPal for years and experience has been fine. Customer service can be hard to get through at times but nothing major. And if there are purchasing problems then any issues can get sorted efficiently and refund done quickly. Reviewed on: 4th June 2024

Convenient finance.

5
Makes purchasing convenient, with peace of mind. Reviewed on: 4th June 2024

Never had a problem and always easy

5
Never had a problem and always easy Reviewed on: 4th June 2024

Great customer service.

5
Great customer service. Very easy to use and the app is good. Reviewed on: 4th June 2024

Managable way of budgeting for unexpected expenses

5
Managable way of budgeting for unexpected expenses Reviewed on: 4th June 2024

Great experience easy way to pay not leaving you short

5
Great experience easy way to pay not leaving you short Reviewed on: 4th June 2024

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