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PayPal: Pay in 3 reviews

4.76
Based on 74,506 reviews, last reviewed 20th Jun 2026
4911100% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Useful to have pay in 3 and PayPal credit, lots of r... Useful to have pay in 3 and PayPal credit, lots of reminders payments are upcoming which is useful too. Reviewed on: 20th June 2026
KateyLatey 's avatar
KateyLatey

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74506)

Pay in 3

5
Great offering and with Paypal's user friendly app. Interest free pay in 3, what’s not to like? Reviewed on: 5th May 2026

Great service

5
All round quality of servic eHe me when I wanted to borrow some money Reviewed on: 5th May 2026

Pay in 3

5
Very good. easy to apply for instant decision. I am kept up to date on my balance, when my payment will be taken and how much my payment is. It makes it possible for me to buy the items I need without having my budget being affected. Great service. Thank you Reviewed on: 5th May 2026

I always use PayPal if it is an option on the websit...

5
I always use PayPal if it is an option on the website as it is much easier to pay with and simple. Reviewed on: 5th May 2026

Excellent and safe way to buy products online, simpl...

5
Excellent and safe way to buy products online, simple and fast Reviewed on: 5th May 2026

Easy to use and secure.

5
Easy to use and secure. Recently I used pay in 3 for my son's birthday present. The approval arrived in minutes. Reviewed on: 5th May 2026

Excellent, so easy to use and helps to spread the...

5
Excellent, so easy to use and helps to spread the cost Reviewed on: 5th May 2026

An Excellent Way to Pay

5
I think PayPal provides an excellent service for paying online and also a great way of paying for orders, especially with the 'Pay inThree' option. I have used it quite a lot and have recommended it. Reviewed on: 5th May 2026

Very easy to use

5
Very easy to use both in and out transactions Reviewed on: 5th May 2026

Helps me spread the cost

4
Helps me spread the cost when I have a lot of things to pay for. This can be handy when I need money for other things. Reviewed on: 5th May 2026

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