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PayPal: Pay in 3 reviews

4.93
Based on 39,160 reviews, last reviewed 25th Apr 2026
1585800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Excellent offers and loyalty program. Excellent offers and loyalty program. Reviewed on: 25th April 2026
Swinny Coutinho's avatar
Swinny Coutinho

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39160)

Easy to use app to manage spending so that I can sta...

5
Easy to use app to manage spending so that I can stay in control. Reviewed on: 4th June 2024

Pay in 3 I'd a life saver

5
Pay in 3 had allowed me to making bigger purchases (fridge freezer etc) when I've needed too without worrying how I'm going to afford it. I also feel alot more comfortable using paypal over any other service! Reviewed on: 4th June 2024

PayIn3 Comfort

5
Can always rely on PayPal to make payments so much easier and the burden of high costs that much more manageable. Reviewed on: 4th June 2024

Easy payment plans.

5
So quick and easy to use. Hassle free payments with no interest so you don’t need to worry about getting charged more for the items you are purchasing. I would defo recommend pay in 3 as an option for purchases if you can’t afford to pay for the item in full at the time of purchase. Reviewed on: 4th June 2024

Great Service from paypal.

4
Great Service from paypal. Would recommend using this feature in order to control your finances. Reviewed on: 4th June 2024

Very convenient clear and very useful

5
Very convenient clear and very useful Reviewed on: 4th June 2024

Great , fantastic , good value for money

5
Great , fantastic , good value for money Reviewed on: 4th June 2024

It’s the easiest and slickest method of making payme...

5
It’s the easiest and slickest method of making payments online that I know. Reviewed on: 4th June 2024

PayPal pay in 3 has helped me so much

5
PayPal pay in 3 has helped me so much, splitting payments into 3 easily affordable installments means that I have been able to purchase things a lot easier than before. Reviewed on: 4th June 2024

Very easy and helped me out financially on many occa...

5
Very easy and helped me out financially on many occasions, plus the service is really easy to use. Would recommend to a friend Reviewed on: 4th June 2024

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