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PayPal: Pay in 3 reviews

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4.93
Based on 39,132 reviews, last reviewed 25th Apr 2026
1583200% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, pay in 3 really handy. Great service, pay in 3 really handy. Reviewed on: 25th April 2026
Richard G's avatar
Richard G

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39132)

A good option to spread the cost of payments from a...

5
A good option to spread the cost of payments from a trustworthy provider Reviewed on: 4th June 2024
Sam B's avatar
Sam B

PayPal has helped me feed my family

5
PayPal has helped me feed my family when I've been struggling. It's also helped me be able to purchase bigger items in am affordable way Reviewed on: 4th June 2024
Gem's avatar
Gem

I use pay in 3 on a regular basis, it has made purch...

5
I use pay in 3 on a regular basis, it has made purchases more affordable, and taken the pressure off affordability. Reviewed on: 4th June 2024
Yolanda Thomas 's avatar
Yolanda Thomas

I've used PayPal credit for a number of years and th...

5
I've used PayPal credit for a number of years and through university. It's been a great service when I've wanted to spread the cost of things Reviewed on: 4th June 2024
Ted H's avatar
Ted H

It’s amazing!!!!!!

5
It’s amazing Reviewed on: 4th June 2024
RB's avatar
RB

Good option to have: Pay in 3 with 0% fee.

5
Good option to have: Pay in 3 with 0% fee. Sometimes I don't want to spend all at once and then I can use it. Reviewed on: 4th June 2024
Martin B's avatar
Martin B

A great and easy way to spread the cost

5
A great and easy way to spread the cost of purchases without incurring interest. Reviewed on: 4th June 2024
Melvyn 's avatar
Melvyn

PayPal is a great alternative for payment

4
PayPal is a great alternative to payment options Reviewed on: 4th June 2024
Nicola D's avatar
Nicola D

Quick to use when you want to pay something online.

5
Quick to use when you want to pay something online. The only bad thing so far is that my paypall account has been hacked twice, even if I have 2 step verification. Reviewed on: 4th June 2024
Daniela B's avatar
Daniela B

Overall Amazing

5
I've been using PayPal since forever, also Pay In 3 instalments option and I can tell that saved my monthly budget many times. It's my favourite method of payment for shopping. Reviewed on: 4th June 2024
Elena's avatar
Elena

Review PayPal: Pay in 3 now

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