Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 38,959 reviews, last reviewed 25th Apr 2026
1566700% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safer buying online with the backup of PayPal ... Feel safer buying online with the backup of PayPal guarantee Reviewed on: 25th April 2026
Richard W's avatar
Richard W

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (38959)

Well done Paypal

5
I've been with PayPal for a few years and no problems till now. Reviewed on: 3rd June 2024
EA's avatar
EA

I use pay in 3 all the time

5
I use pay in 3 all the time, it allows me to spend without breaking the bank all in one go. Reviewed on: 3rd June 2024
Jacob's avatar
Jacob

PayPal is the Best

5
Always had good experience, PayPal never fails. Just bought a toolbox. And really happy. Reviewed on: 3rd June 2024
Mr EL's avatar
Mr EL

Love pay in 3.

5
Love pay in 3. I can’t fault it. So helpful if you’re a little short on money at the end of the month. Reviewed on: 3rd June 2024
Jenny C's avatar
Jenny C

I have enjoyed PayPal for a while now, it helps brea...

5
I have enjoyed PayPal for a while now, it helps break down payments when I have those purchases I can’t quite do in a month. Reviewed on: 3rd June 2024
Sophie G's avatar
Sophie G

Since using pay in 3, I’ve made few purchases which...

5
Since using pay in 3, I’ve made few purchases which I couldn’t have if I had to pay the amounts of items I purchased . Ive shopped with Nike, jdsport etc and I enjoyed the flexibility I get with pay in 3 Reviewed on: 3rd June 2024
Mamadou D's avatar
Mamadou D

Great, works quick at checkout very easily.

5
Great, works quick at checkout very easily. Allows you to make smooth monthly payments with no fees, incredible! I've used on my past couple of orders and it has worked great every time without fail, very reliable! Reviewed on: 3rd June 2024
Lewis C's avatar
Lewis C

Always fast and smooth transaction.

5
Always fast and smooth transaction. Be mindful of your affordability and shop wisely. Reviewed on: 3rd June 2024
Toinette 's avatar
Toinette

The second option but the better option

5
Anytime my friends don’t have a banking app, PayPal is always the second option and they always have it! Reviewed on: 3rd June 2024
Dylan C's avatar
Dylan C

Good job

4
It was really good experience. Paying in 3 month without any interest. Reviewed on: 3rd June 2024
Saleh's avatar
Saleh

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill