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PayPal: Pay in 3 reviews

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4.93
Based on 37,630 reviews, last reviewed 22nd Apr 2026
1440500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is wonderful for the pay in 3 option because... Paypal is wonderful for the pay in 3 option because it gives me a chance to buy things and then repay it other ways I wouldnt be able to. Paypal is wo... Read more Reviewed on: 22nd April 2026
Brendan W's avatar
Brendan W

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37630)

Paypal pay in 3 Review by M.S

5
Paypal pay in 3 is great! We have found it very useful. And it helps a lot. I wish it would be an option more often as it's great. Plus I don't really want to get PayPal credit just in case my purchase is not over £99. But overall had a good encounter. Reviewed on: 2nd June 2024
Bee H's avatar
Bee H

Can do better for small businesses

4
Paypal is great to use between family and friends. I find it too costly to use professionally as a small business. And it’s a shame as it’s a great alternative to banks. Reviewed on: 2nd June 2024
Carole D's avatar
Carole D

I have used PayPal for years never had any problems...

5
I have used PayPal for years never had any problems I pay some bills through PayPal can not beat it your bank is always safe using paypL Reviewed on: 2nd June 2024
Angela W's avatar
Angela W

I like the 3 month payment option as it gives you a...

5
I like the 3 month payment option as it gives you a time to pay it off Reviewed on: 2nd June 2024
Michael G's avatar
Michael G

Long term PayPal user

5
I've used PayPal for a long time and it's always been easy and efficient. The 1 time I had a dispute it was resolved fairly and reasonably quickly Reviewed on: 2nd June 2024
Keith r's avatar
Keith r

I would love to use pay in 3 On smaller Value items...

4
I would love to use pay in 3 On smaller Value items £10 Or under Reviewed on: 2nd June 2024
scrooge is me 's avatar
scrooge is me

Pay in three so useful for unexpected expenses.

5
Pay in three so useful for unexpected expenses. Easy to apply for and reminders of pending payments. Reviewed on: 2nd June 2024
Kerrie M's avatar
Kerrie M

A really nice way to make gifts affordable for me

5
A really nice way to make gifts affordable for me Reviewed on: 2nd June 2024
Oz G's avatar
Oz G

Simple, helpful, smart.

5
Simple, helpful, smart. A great way to spread cost. Reviewed on: 2nd June 2024
Juliet L's avatar
Juliet L

It’s a good way to spread out your costs interest fr...

5
It’s a good way to spread out your costs interest free and in a short span of time. Reviewed on: 2nd June 2024
James Reynolds's avatar
James Reynolds

Review PayPal: Pay in 3 now

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