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PayPal: Pay in 3 reviews

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4.93
Based on 36,246 reviews, last reviewed 20th Apr 2026
1309800% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Spending better Great makes me able to budget so much better Reviewed on: 20th April 2026
Robert O's avatar
Robert O

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36246)

Payin3 helps with the urgent purchases

5
Makes life on the go easier. Lets you get those urgent purchases with less worry Reviewed on: 30th May 2024
Clive B's avatar
Clive B

Pay 3 is very helpful full am grateful to PayPal Tha...

5
Pay 3 is very helpful full am grateful to PayPal Thank you Reviewed on: 30th May 2024
Allen okodaso's avatar
Allen okodaso

Pay in 3 is great for a single mum with two kids

5
Pay in 3 enables me to manage my money better, being able to buy necessary items over 3 months means other essentials don’t fall behind, thank you Reviewed on: 30th May 2024
Sarah K's avatar
Sarah K

Helps to spread the cost of the emergency items you...

5
Helps to spread the cost of the emergency items you don't plan for Reviewed on: 30th May 2024
Natalie C's avatar
Natalie C

Great service, efficient and secure

5
Used pay in 3 several times, easy to set up, secure, and easy to make extra payments towards the balance. I use PayPal wherever it’s available, feels more secure than using cards. Whenever I’ve called them to resolve an issue, the staff are friendly, knowledgeable and reassuring. Reviewed on: 30th May 2024
Helenbaker's avatar
Helenbaker

Pay in 3 is great x lots of warning before payments...

5
Pay in 3 is great x lots of warning before payments and confirmation when you’ve paid I couldn’t live without it Reviewed on: 30th May 2024
Bethan A's avatar
Bethan A

Customer service is excellent, prompt response, cour...

5
Customer service is excellent, prompt response, courteous and efficient. Clear and easy to manage your account. Reviewed on: 30th May 2024
Helen R's avatar
Helen R

PayPal, a real financial pal.

4
Paypal pay in three has been the true meaning of convenience in times of the need for a purchase where you need to get the odd bargain and can't full price all at once. It does save you losing out totally. Reviewed on: 30th May 2024
Ernest N's avatar
Ernest N

Used PayIn3 several times.

5
I have used pay in 3 several times now to spread the cost of those slightly more expensive items. It's meant we could manage our budget so much easier! Having 2 children in nursery was the hardest point and this really helped. Reviewed on: 30th May 2024
Helen's avatar
Helen

Does what it says on the tin

5
Paypal pay in 3 gives you the peace of mind that you can pay back in 3 interest free payments and help spread your cost on items. Reviewed on: 30th May 2024
T's avatar
T

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