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PayPal: Pay in 3 reviews

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4.93
Based on 36,318 reviews, last reviewed 20th Apr 2026
1316700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’d hundred percent recommend! I’d hundred percent recommend! I always feel secure when laying with PayPal and protected as a buyer Reviewed on: 20th April 2026
SG's avatar
SG

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36318)

Very easy to use.

5
Very easy to use. I can pay in installments automatically without going to lengthy credit checks. Reviewed on: 30th May 2024
Alfonso's avatar
Alfonso

OUTSTANDING!

5
Being a uni student, pay in 3 is very useful for buying Christmas / birthday gifts, or even updating my wardrobes / furniture. It is very easily set up through the merchant, and easy to repay monthly, even providing notifications of an upcoming payment. 10/10 would recommend for all students! Reviewed on: 30th May 2024
liam b's avatar
liam b

Bigger purchases made easier

5
Amazing service, as it allows for time to pay bigger purchases. I frequently use PayPal pay in 3 to purchase flights and make hotel reservations. It’s fast, reliable and Paypal gives you all necessary information and timely reminders of upcoming payments. Reviewed on: 30th May 2024
Julian O's avatar
Julian O

Easy to use and very helpful and helps pay for stuff...

5
Easy to use and very helpful and helps pay for stuff if things are a little tight helps keep track of your spending and absolutely stress free Reviewed on: 30th May 2024
Charlie M's avatar
Charlie M

Quick and easy payment.

5
Quick and easy payment. Used pay in3 many times and never had any problem. Good help when I buy expensive items Reviewed on: 30th May 2024
Anonymous A's avatar
Anonymous A

Love that Paypal is widely accepted and that they of...

5
Love that Paypal is widely accepted and that they offer the Pay in 3 option. Handy when you have a big purchase or even a small one. You receive reminders when your due date comes up and you can even pay off the remaining balance early! Will definitely keep using this. Reviewed on: 30th May 2024
Steph's avatar
Steph

Easy to use ,helps to spread the cost of various ite...

5
Easy to use ,helps to spread the cost of various items . Reviewed on: 30th May 2024
Soulman okeh ian's avatar
Soulman okeh ian

Pay in 3 helps you to spread the payments for the th...

5
Pay in 3 helps you to spread the payments for the things you want over a more affordable time and especially in advance of Birthdays, Christmas etc Reviewed on: 30th May 2024
Bernadette McColgan 's avatar
Bernadette McColgan

Always secure- always quick - I love that you have m...

5
Always secure- always quick - I love that you have multiple payment options Reviewed on: 30th May 2024
Adam's avatar
Adam

Pay in 3 helped me plan my incoming funds

5
Pay in 3 had helped me plan my funds and allowed me purchase items easily Reviewed on: 30th May 2024
Olu A's avatar
Olu A

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