Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 35,287 reviews, last reviewed 19th Apr 2026
1220200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal never fails to deliver, in my opinion. PayPal is a peace of mind means of making payments any day, anytime. I’ve been using PP for God knows how long, and it’s going to relent in like that. Reviewed on: 19th April 2026
Betyluv Eze's avatar
Betyluv Eze

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (35287)

There is a long wait time when calling and you are t...

5
There is a long wait time when calling and you are transferred to another department when the question can't be answered Reviewed on: 26th May 2024
Kashim 's avatar
Kashim

easy to use and a secure way to pay...

5
easy to use and a secure way to pay Reviewed on: 26th May 2024
Alan T's avatar
Alan T

PayPal Pay in 3 has been a life changing flexible re...

5
PayPal Pay in 3 has been a life changing flexible resource for me at those times eg Christmas or a family wedding when I've needed extra financial support, it has enabled me to get what I needed but more importantly, has given me that extra breathing space to extend the payback without any penalities or nasty financial additions ❤️ Reviewed on: 26th May 2024
Nichola Park's avatar
Nichola Park

It's very good option when you want to spread the...

5
It's very good option when you want to spread the cost Reviewed on: 26th May 2024
S Elena's avatar
S Elena

It helps to spread the cost.

5
It helps to spread the cost.. simple and easy to use Reviewed on: 26th May 2024
Julie Watson's avatar
Julie Watson

Utilised this ALOT

5
Utilised this alot. Been brilliant to purchase and spread the cost of things, I'd otherwise not have been able to. Quick and easy to use and great that so many companys and shops use as an option for payment. Reviewed on: 26th May 2024
Julie h's avatar
Julie h

Pay in 3 allows us, as a family to manage our budget...

5
Pay in 3 allows us, as a family to manage our budget and easily pay for those larger purchases. Reviewed on: 26th May 2024
N B's avatar
N B

Thumbs up for PayPal pay in 3

5
A secure and helpful way of spreading the cost. Reviewed on: 26th May 2024
Nicola C's avatar
Nicola C

Just keep doing you

5
Have used pay pal for years and never had any concerns Reviewed on: 26th May 2024
Aberry's avatar
Aberry

Hit and miss

3
Sometimes you get accepted Sometimes not Reviewed on: 26th May 2024
Geoff M's avatar
Geoff M

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill