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PayPal: Pay in 3 reviews

4.93
Based on 35,342 reviews, last reviewed 19th Apr 2026
1225500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth Payment Experience Easy, I never have any issues whenever I use PayPal for online transactions. Reviewed on: 19th April 2026
Dione R's avatar
Dione R

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35342)

Its easy to transfer money two and from friends, I'v...

5
Its easy to transfer money two and from friends, I've also used pay in 3 for a delivery van for home stuff and it came in handy not paying upfront Reviewed on: 26th May 2024

Easy and simple to set up

5
Easy and simple to set up and allows you to get items which are normally not affordable from a months pay packet. Spreading the cost across 3 months makes it so manageable. Reviewed on: 26th May 2024

Great to be able to split payments.

5
Great to be able to split payments. Easy to use. Reviewed on: 26th May 2024

Use this often such a lifesaver

5
Always helps if I’m not sure if I aren’t sure if I can afford to pay in full and when a couple of weeks go buy I often choose to pay the payments early but it still gives me the piece of mind to let the 3 monthly payments happen Reviewed on: 26th May 2024

Never had issues to be honest and anytime I've messa...

5
Never had issues to be honest and anytime I've messaged it's always been sorted quickly and efficiently. Reviewed on: 26th May 2024

Only used it once but found it easy and convenient...

5
Only used it once but found it easy and convenient Reviewed on: 26th May 2024

Nice and easy stress free never had any problems hig...

5
Nice and easy stress free never had any problems highly recommended Reviewed on: 26th May 2024

Love the pay in 3 used numerous times

5
Love the pay in 3 used numerous times Reviewed on: 26th May 2024

PayPrime

5
Make transactions with pay Paul. It is extremely safe, I speak from shopping experience that I had some type of problem It was resolved quickly. Reviewed on: 26th May 2024

Have used PayPal for over 15 years and enjoy the ben...

5
Have used PayPal for over 15 years and enjoy the benefits of using it as well as the convenience. It’s great being able to keep a lot of my outgoing payment and credit payments all in one place. Reviewed on: 26th May 2024

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