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PayPal: Pay in 3 reviews

4.93
Based on 33,086 reviews, last reviewed 13th Apr 2026
1014100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

5

customer service good one good customer service great one Reviewed on: 13th April 2026
michael fahm's avatar
michael fahm

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33086)

Really convenient and easy to use.

5
Really convenient and easy to use. The option to pay whenever before the set date is a great feature of PayPal's pay in 3. The app makes viewing the payment plan even easier, showing what you have paid, what you owe and when. 10/10 Reviewed on: 17th May 2024

Just a great service, easy to follow in app, never m...

5
Just a great service, easy to follow in app, never missed payments as linked to bank account if no funds in PayPal. Used kale a once and he didn’t pay when expected etc. PayPal refunds if you have used the 3 payment service is also very clear. Never had a problem. Reviewed on: 17th May 2024

Amazing service

5
Great to pay in 3 without any interest rates Reviewed on: 17th May 2024

Pay in 3 is such a great idea.

5
Pay in 3 is such a great idea. It allows me to buy stuff that would have been out of my budget if i was to pay it off in one go, but now it’s split in 3 i can buy more items that i like. Reviewed on: 17th May 2024

Very useful for spreading the cost when purchasing i...

5
Very useful for spreading the cost when purchasing items. Reviewed on: 17th May 2024

All good, no problems.

5
All good, no problems. Never have any problems. Reviewed on: 17th May 2024

Superb service - so useful to spread out costs

5
Superb service - so useful to spread out costs Reviewed on: 17th May 2024

Safe and secure

5
Easy and safe to use. They keep your personal data safe and secure Reviewed on: 17th May 2024

Always a smooth process.

5
Always a smooth process. Never had any issues with PayPal. My go to payment method Reviewed on: 17th May 2024

Great for when you want to split up one lump sum int...

5
Great for when you want to split up one lump sum into 3 smaller monthly payments. Reviewed on: 17th May 2024

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