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PayPal: Pay in 3 reviews

4.76
Based on 56,822 reviews, last reviewed 4th Jun 2026
3246600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

easy and non stressfull payments with added bonus yo... easy and non stressfull payments with added bonus your protected. Reviewed on: 4th June 2026
william d's avatar
william d

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026
Macc S's avatar
Macc S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56822)

Spreads the cost

5
helps spread the cost when cost of living is rising Reviewed on: 6th April 2026

I really like the use of PayPal and would reccomend...

3
I really like the use of PayPal and would reccomend to family and friends Reviewed on: 6th April 2026

Great Service

5
PayPal has always been a great service to me Reviewed on: 6th April 2026

Your PayPal Pal

5
Very easy to use. Makes checkout so quick, not having to fill in card details etc. Great if you don’t want to spend too much in one go, being able to pay in 3. Every transaction has been smooth and easy. Very helpful that the majority of websites support it. Good way to send family and friends money with no hefty bank charges attached. New points for spends an extra bonus, and so much more, would definitely recommend using PayPal! Also a very helpful App for your mobile device where you can keep a track on all your transactions, and choices available for transactions. Reviewed on: 6th April 2026

Easier and affordable payment plans

5
With the instalment plans, it makes paying much easier and affordable Reviewed on: 6th April 2026

I've used PayPal for many years.

5
I've used PayPal for many years. Always found it an easy & safe process. PayPal Pay in 3 is an affordable way of making big purchases you can't normally make. It's a clear and structured process, no scary fees or long complicated terms. Reviewed on: 6th April 2026

Easy, safe and 0%

5
Easy to use and very consistent throughout. Paying over 3 with 0% interest is great for any purchase that you or can’t buy instantly and want an option for lower payments instead of a lump sum. Reviewed on: 6th April 2026

Having the option of interest free monthly payments,...

5
Having the option of interest free monthly payments, comes in useful if a more expensive purchase is made. Protection if things go wrong with my purchase. I use PayPal on a regular basis without any worries. The app is great, lets you know about your purchases, payment plans and other information. Wouldn’t use any other similar company. Reviewed on: 6th April 2026

Easy to use and clear on what you get.

5
Easy to use and clear on what you get. Reviewed on: 6th April 2026

PayPal is very good.

5
PayPal is very good. I think I opened my account with PayPal in 2004 and I am still with them. Reviewed on: 6th April 2026

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